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8. (30 points). Cornwall Agency issued $50 million of 20-year corporate bonds in

ID: 2784028 • Letter: 8

Question

8. (30 points). Cornwall Agency issued $50 million of 20-year corporate bonds in 2010. The bonds were issued in $1000 denominations with an annual coupon interest rate of 8%. Give your answers to a, b, and c below:

What is the current rate of return also called the current yield on these bonds if they are purchased at a current price of $900 each?

………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………     $___________

b.. Value the bond, that is, find the intrinsic value (Vb) of the $1,000 bond assuming a client is requiring an interest rate of 11.5%. You could use the Excel spreadsheet, a financial calculator or the formula as we did in the study of time value of money (TVM). Note that the bond has 13 more years to expire and therefore N = 13 and the market price is $900.

……………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………       $___________

c.. From the results in (b) above would you recommend her to invest in the bond?

                                               YES ________      NO _______

        YOUR REASONING IS: ………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………

Explanation / Answer

a. Absolute value of coupon = 8% of $1000 = $80

Thus rate of return or current yield = value of coupon/current price = 80/900 = 8.89%

b. N = 13, I = 11.5%, PMT = 8% of 1000 = 80 and FV = 1000

Thus using the "PV" function in excel we enter the following syntax/formula: PV(11.5%, 13, 80, 1000) = $769.58

Intrinsic value = $769.58

c. My recommendation is "NO". This is because intrinsic value of bond (769.58) < current price of 900. Thus the bonds are overpriced.

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