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1. Cecilia Jeffries purchased an investment for $49,090.75. From this investment

ID: 2498847 • Letter: 1

Question

1. Cecilia Jeffries purchased an investment for $49,090.75. From this investment, she will receive $5,000 annually for the next 20 years starting one year from now. What rate of interest will Cecilia be earning on her investment? (For calculation purposes, use 5 decimal places as displayed in the factor table provided.)

Rate of interest- %

2. You are purchasing a car for $25,000, and you obtain financing as follows: $2,500 down payment, 12% interest, semiannual payments over 5 years.

Compute the payment you will make every 6 months. (For calculation purposes, use 5 decimal places as displayed in the factor table provided. Round answer to 2 decimal places, e.g. 52.75.)

Payment $


3. Sarah Denny purchased an investment for $40,260.48. From this investment, she will receive $6,000 annually for the next 10 years starting one year from now. What rate of interest will Sarah be earning on her investment? (For calculation purposes, use 5 decimal places as displayed in the factor table provided.)

Rate of Interest %

Explanation / Answer

1)

($49,090.75 ÷ $5,000) = 9.81815

Rate of Interest = 9.81815

2)

25,000 cost – $2,500 down payment = $22,500

“PV of annuity factor for 10 periods and 6% is 7.36009”

Payment ´ 7.36009 = $22,500

Payment = $22,500/7.36009 = $3,057.03

3)

$40,260.48 ¸ $6,000 = 6.71008 (10 periods and 8%) = 6.71008

Rate of Interest = 6.71008