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3a. If we will receive $1,000 each year for 5 years, what would we invest today

ID: 2498387 • Letter: 3

Question

3a. If we will receive $1,000 each year for 5 years, what would we invest today using 10% discount?                                  
   Annual Payment   1,000                           
   Interest Rate   10%                          
   # of Years   5                           
                                  
                                  
3b. If we will receive $100,000 in 1 year, what would we invest today using 10% discount?                                  
   Future Value   100,000                           
   Interest Rate   10%                          
   # of Years   1                           
                                  
                                  
3c. If we put away $1,000 each year, what will it be worth at the end of year 1 at 10%?                                  
   Annual Savings   1,000                           
   Annual Interest Rate   10%                          
   # of Years   1                           
                                  
                                  
3d. If we will receive $100,000 in 8 year, what would we invest today using 10% discount?                                  
   Future Value   100,000                           
   Interest Rate   10%                          
   # of Years   8                           
                                  

Explanation / Answer

1)

Compute the present value of cash flows using excel function.

PV = PV(0.10,5,-1000,0) = $3,790.79.

Therefore,the investment should be made is $3,790.79.

2)

Compute the present value by using the excel funtion.

PV(0.10,1,0,-100000) = $90,909.09.

Thereore, the investment should be $90,909.09.

3)

Compute the future value by using the excel funtion.

FV(0.10,1,-1000,0) = $1000

Thereore, the future value should be $$1000.

4)

Compute the present value by using the excel funtion.

PV(0.10,8,0,-100000) = $46,650.74.

Thereore, the investment should be $46,650.74.

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