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Finance for International Business A Review of Basic Valuation Techniques A good

ID: 2423306 • Letter: F

Question

Finance for International Business

A Review of Basic Valuation Techniques

            A good understanding of valuation methods is essential before we can discuss valuation in an international context. The following exercises are a refresher.

      Objective: To illustrate the equivalence of various valuation methods.

Consider a firm as follows: Assume that the firm has no debt. The cashflows are received at the end of each year and are perpetual. Cost of equity capital for an unlevered firm, r0 , is 20%. The first cash-flow will be received one year from today. All calculations for valuation are done today. Firm value is defined as collective value of debt and equity.

                                    Sales                                        $ 500,000

                                    Cash Costs                                 360,000

                                                                                    ________

                                    Operating Income                      140,000

                                    Tax @ 34%                                -47,600

                                                                                    ________

                                    Unlevered cash flow (UCF)    $ 92,400

                       

                        Find the firm value, using

                                    a) APV method           $__________.

                                    b) FTE method           $__________.

                                    c) WACC method       $__________.

            Now assume that the firm has $126,229.50 of debt. Interest rate on debt is 10%

                        Find the firm value using

                                    d) APV method           $__________.

                                    e) FTE method            $__________.

                                    f) WACC method       $__________.

________________________________________________________________________

Objective: To illustrate that financing has no impact on firm value if there are no taxes (i.e. financing affects firm value purely because the interest payments generate tax-savings), and to further illustrate the equivalence of various valuation methods.

   Assume the the firm has $ 100,000 of debt @ 10% and the tax rate is zero.

                        Find the firm value using

                                    g) APV method           $__________.

                                    h) FTE method           $__________.

                        i) WACC method        $__________.

Assume the the firm has $ 200,000 of debt @10% and the tax rate is zero.

                        Find the firm value using

                                    j) APV method            $__________.

                                    k) FTE method           $__________.

                        l) WACC method        $__________.

Notes:

1) Depreciation, amortization and capital expenditures were left out for simplicity. These considerations will affect operating income; and will therefore affect value,but the rest of the analysis will be conceptually unchanged.

2)   Changes in working capital will occur if there is growth, these will affect UCF (and value). We left these out because we assumed no growth, for simplicity.

3)   Our leverage was constant across time; as a result we were able to use a constant WACC. If we change leverage (for example, paying off debt or adding on more) we need to adjust WACC. This is operationally difficult beacuse of the circularity (to find Value we need to know WACC and to find WACC we need to know the Value). This is where the APV method is useful. APV explicitly relies on the fact that firm value depends on financing only to the extent of the tax impact of financing. In any event, all methods -when properly applied- must provide the same answer.

Suggested Reference: Corporate Finance- Ross, Westerfield and Jaffe, 1993, pp 493-502.

Explanation / Answer

Formulas for 3 Methods

WACC Approach

                        V = St UCFt / (1+rWACC)t

UCF -- expected, after-tax, unlevered cash flow

rWACC = wB rB(1-T)+wS rS

Key assumption -- the weights are constant

Inputs: (1) leverage ratio (weights), (2) component costs of capital, (3) cash flows

APV Approach

V = St UCFt / (1+r0)t + PV(financing effects)

PV(financing effects) = PV(tax shield) + PV(subsidies) - PV(fin. distress/agency costs) – PV (other side-effects)

UCF -- expected, after-tax, unlevered cash flow

r0 -- required return on unlevered equity

Key assumption -- $ amount of debt known

Inputs: (1) financing effects, (2) cost of unlevered equity, (3) cash flows

FTE Approach

S = St LCFt / (1+rS)t

LCF -- expected, after-tax, levered cash flow

rS -- required return on levered equity

Key assumptions -- debt cash flows known, rS constant

Inputs: (1) cost of levered equity, (2) cash flows

Case-1 Valuation under 3 methods (If no Debt)

APV     =

Unlevered Cash Flow/ (1+r)

=

92400/(0.2)

=

462000

FTE      =

Levered Cash Flow / (1+s)

=

92400/(0.2)

=

462000

Note: Here no debt so ULF=LCF

WACC

UCF / (1+WACC)

=

92400/(0.2)

=

462000

Case – 2 :Now assume that the firm has $126,229.50 of debt. Interest rate on debt is 10%

Sales

500000

Less:

Cash Cost

360000

Operating Income

140000

Less:

Tax @ 34%

47600

UCF

92400

Levered Cash Flow

UCF

92400

Less:

Interest (1-tax)

8331

(12623)(1-0.34)

LCF

84069

APV       =

Unlevered Cash Flow/ (1+r) + Tax Shield (Debt)

=

92400/(0.2) + 0.34 126229.5)

=

504918

FTE         =

Levered Cash Flow / (1+s)

=

84069/(0.2)

=

420345

Debt   =

(10 (1-tax)

ValueWACC=

UCF / (1+WACC)

=

92400/(0.2+0.066)

=

347368

Case – 3 Assume the the firm has $ 100,000 of debt @ 10% and the tax rate is zero.

Sales

500000

Less:

Cash Cost

360000

Operating Income

140000

Less:

Tax

0

UCF

140000

Levered Cash Flow

UCF

140000

Less:

Interest (1-tax)

10000

(12623)(1-0)

LCF

130000

APV       =

Unlevered Cash Flow/ (1+r) + Tax Shield (Debt)

=

140000/(0.2) + 0 (100000)

=

700000

FTE         =

Levered Cash Flow / (1+s)

=

130000/(0.2)

=

650000

Debt   =

(10 (1-tax)

Value WACC

UCF / (1+WACC)

=

140000/(0.2+0.1)

=

466666

Case – 4 Assume the the firm has $ 200,000 of debt @10% and the tax rate is zero.

                       

Sales

500000

Less:

Cash Cost

360000

Operating Income

140000

Less:

Tax

0

UCF

140000

Levered Cash Flow

UCF

140000

Less:

Interest (1-tax)

20000

(12623)(1-0)

LCF

120000

APV       =

Unlevered Cash Flow/ (1+r) + Tax Shield (Debt)

=

140000/(0.2) + 0 (200000)

=

700000

FTE         =

Levered Cash Flow / (1+s)

=

120000/(0.2)

=

600000

Debt   =

(10 (1-tax)

Value WACC

UCF / (1+WACC)

=

140000/(0.2+0.1)

=

466666

APV     =

Unlevered Cash Flow/ (1+r)

=

92400/(0.2)

=

462000

FTE      =

Levered Cash Flow / (1+s)

=

92400/(0.2)

=

462000

Note: Here no debt so ULF=LCF

WACC

UCF / (1+WACC)

=

92400/(0.2)

=

462000

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