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Wildhorse Company commonly issues long-term notes payable to its various lenders

ID: 2409802 • Letter: W

Question

Wildhorse Company commonly issues long-term notes payable to its various lenders. Wildhorse has had a pretty good credit rating such that its effective borrowing rate is quite low (less than 8% on an annual basis). Wildhorse has elected to use the fair value option for the long-term notes issued to Barclay’s Bank and has the following data related to the carrying and fair value for these notes. Any changes in fair value are due to changes in market rates, not credit risk.

Carrying Value

Fair Value


(a) Prepare the journal entry at December 31 (Wildhorse’s year-end) for 2017, 2018, and 2019, to record the fair value option for these notes. (If no entry is required, select "No Entry" for the account titles and enter 0 for the amounts.Credit account titles are automatically indented when amount is entered. Do not indent manually.)

Date

Account Titles and Explanation

Debit

Credit


(b) At what amount will the note be reported on Wildhorse’s 2018 balance sheet?


(c) What is the effect of recording the fair value option on these notes on Wildhorse’s 2019 income?

Carrying Value

Fair Value

December 31, 2017 $57,700 $57,700 December 31, 2018 44,700 43,400 December 31, 2019 36,200 38,300

Explanation / Answer

A) Journal entries:

Date

Account titles and explanation

Debit

Credit

Dec 31,2017

Fair Value Adjustment A/C

0

To Unrealised gain on loans payable

0

Dec31,2018

Fair Value Adjustment A/C

1300

To Unrealised gain on notes payable

1300

(Being Gain on fair value measurement has been accounted)

(44,700-43400=1300)

Dec 31,2018

Long term notes payable A/c

1300

To Fair Value Adjustment

1300

(Being the Notes payable reduced to the extent of fair value gain)

Dec 31,2019

Un realised loss on notes payable A/C

2100

To Fair Value Adjustment

2100

(Being loss on fair value measurement has been accounted)

Dec 31,2019

Fair Value Adjustment A/C

2100

To Long term Notes Payable

2100

(Being fair value adjustment made to notes payable)

B) Note Payable on Dec 31,2018:

Note to be reported on Wild horse 2018 balance sheet

$43,400

C) Effect on 2019 Income due to recording at fair value:

The effect of recording the fair value option would result in unrealised holding loss

$2100

Date

Account titles and explanation

Debit

Credit

Dec 31,2017

Fair Value Adjustment A/C

0

To Unrealised gain on loans payable

0

Dec31,2018

Fair Value Adjustment A/C

1300

To Unrealised gain on notes payable

1300

(Being Gain on fair value measurement has been accounted)

(44,700-43400=1300)

Dec 31,2018

Long term notes payable A/c

1300

To Fair Value Adjustment

1300

(Being the Notes payable reduced to the extent of fair value gain)

Dec 31,2019

Un realised loss on notes payable A/C

2100

To Fair Value Adjustment

2100

(Being loss on fair value measurement has been accounted)

Dec 31,2019

Fair Value Adjustment A/C

2100

To Long term Notes Payable

2100

(Being fair value adjustment made to notes payable)

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