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BUSI 320 Comprehensive Problem Use the following information to answer the quest

ID: 2816771 • Letter: B

Question

BUSI 320 Comprehensive Problem  

Use the following information to answer the questions below:

note: all sales are credit sales

Income Stmt info:

2016

2017

Sales

$            975,000

$        1,072,500

less Cost of Goods Sold:

               325,000

               346,125

Gross Profit

               650,000

               726,375

Operating Expenses

               575,000

               609,500

Earnings before Interest & Taxes

                 75,000

               116,875

Interest exp

                 25,000

                 31,000

earnings before Taxes

                 50,000

                 85,875

Taxes

                 20,000

                 34,350

Net Income

$              30,000

$              51,525

Balance Sheet info:

12/31/2016

12/31/2017

Cash

                 60,000

$              63,600

Accounts Receivable

                 80,000

$              84,000

Inventory

               110,000

$            126,500

Total Current Assets

$            250,000

$            274,100

Fixed Assets (Net)

$            300,000

$            312,000

Total Assets

$            550,000

$            586,100

Current Liabilities

$            130,000

$            149,500

Long Term Liabilities

$            150,000

$            170,000

Total Liabilities

$            280,000

$            319,500

Stockholder's Equity

$            270,000

$            266,600

Total Liab & Equity:

$            550,000

$            586,100

Compute each of the following ratios for 2016 and 2017 and

   indicate whether each ratio was getting "better" or "worse" from 2016 to 2017

   and whether the 2017 ratio was "good" or "bad" compared to the Industry Avg

     (round all numbers to 2 digits past the decimal place)

2016

2017

Getting Better or Getting Worse?

2017 Industry Avg

"Good" or "Bad" compared to Industry Avg

Profit Margin

0.09

Current Ratio

1.80

Quick Ratio

1.12

Return on Assets

0.18

Debt to Assets

0.60

Receivables turnover

12.00

Avg. collection period*

22.10

Inventory Turnover**

8.25

Return on Equity

0.16

Times Interest Earned

8.15

*Assume a 360 day year

**Inventory Turnover can be computed 2 different ways. Use the formula listed in the text

( SALES divided by INVENTORY )

(the one the text indicates many credit reporting agencies generally use)

BUSI 320 Comprehensive Problem  

Use the following information to answer the questions below:

note: all sales are credit sales

Income Stmt info:

2016

2017

Sales

$            975,000

$        1,072,500

less Cost of Goods Sold:

               325,000

               346,125

Gross Profit

               650,000

               726,375

Operating Expenses

               575,000

               609,500

Earnings before Interest & Taxes

                 75,000

               116,875

Interest exp

                 25,000

                 31,000

earnings before Taxes

                 50,000

                 85,875

Taxes

                 20,000

                 34,350

Net Income

$              30,000

$              51,525

Balance Sheet info:

12/31/2016

12/31/2017

Cash

                 60,000

$              63,600

Accounts Receivable

                 80,000

$              84,000

Inventory

               110,000

$            126,500

Total Current Assets

$            250,000

$            274,100

Fixed Assets (Net)

$            300,000

$            312,000

Total Assets

$            550,000

$            586,100

Current Liabilities

$            130,000

$            149,500

Long Term Liabilities

$            150,000

$            170,000

Total Liabilities

$            280,000

$            319,500

Stockholder's Equity

$            270,000

$            266,600

Total Liab & Equity:

$            550,000

$            586,100

Explanation / Answer

Profit Margin = Net income / total sales

For 2016 - 30000/975000 = 0.03

For 2017 - 51525/1072500 = 0.05

Current ratio = Current assets / current liabilities

For 2016 - 250000/130000 = 1.92

For 2017 - 274100/149500 = 1.83

Quick ratio = Quick assets / current liabilities

quick assets = current assets - inventory = 250000-110000 = 140000 (2016)

(274100-126500) = 147600

For 2016 - Quick ratio = 140000/130000 = 1.08

For 2017 - 147600/149500 = 0.99

Return on assets = EBIT / Total assets

2016 - 75000/550000 = 0.14

2017 - 116875/586100 = 0.20

Debt to assets = Total debt/ total assets

2016 - 280000/550000 = 0.51

2017 - 319500 / 586100 = 0.55

Receivable turnover = Net credit sales/ average accounts receivable

For 2016 - 975000/((80000+84000)/2) = 11.89

For 2017 - 1072500/((80000+84000)/2) = 13.08

Average collection period = 360/ receivable turnover

For 2016 - 360/11.89 = 30.28

For 2017 - 360/13.08 = 27.52

Inventory turnover = Sales / average inventory

For 2016 - 975000/((110000+126500)/2) = 8.25

For 2017 - 1072500/((110000+126500)/2) = 9.07

Return on equity - Net income / shareholder's equity

For 2016 - 30000/270000 = 0.11

For 2017 - 51525/266600 = 0.19

Times interest earned = EBIT / Interest

For 2016 - 75000/25000 = 3

For 2017 - 116875/31000 = 3.77

Please check with your answer and let me know.

Desired ratios Formula 2016 2017 Getting Betteror getting worse 2017 industry avg. Good or bad compared to industry avg. Profit margin Net income / Total sales 0.03 0.05 better 0.09 bad Current ratio Current assets / current liabilities 1.92 1.83 worse 1.8 good Quick ratio Liquid assets / current liabilities 1.08 0.99 worse 1.12 bad Return on assets Net income / total assets 0.14 0.20 better 0.18 good Debt to assets Total Debt/ Total assets 0.51 0.55 worse 0.6 good receivables turnover Net credit sale/ average accounts receivable 11.89 13.08 better 12 good Avg. collection period 360/receivable turnover 30.28 27.52 worse 22.1 good inventory turnover Sales/ avg. inventory 8.25 9.07 better 8.25 good return on equity Net income / shareholder's equity 0.11 0.19 better 0.16 good Times interest earned EBIT/Interest expense 3.00 3.77 better 8.15 bad