Exám Simulation for United States Personal Lines Question 19 of 50 .. You Select
ID: 2807607 • Letter: E
Question
Exám Simulation for United States Personal Lines Question 19 of 50 .. You Selected Answer (D). Sue sustains an injury after being bitten by her neighbor's dog. Her neighbor's insurer pays $1,000 for her medical expenses with a total limit of $5,000 per person from Section II (liability coverage), Coverage F. Her physician warns her that although her condition has been treated, it is not unusual for new symptoms to emerge months later. It has been 3 months since the accident. Which of the following is true? Quit As long as Sue's physician can link new symptoms to the accident, her policy will cover B lf Sue's physician can link any new symptoms with the accident, Coverage F of the CIf Sue's physician can link any new symptoms with the accident, Coverage F of the D When Sue's physician considers her treatment to be complete, Coverage F will no related medical expenses indefinitely after the neighbor's policy timit is exhausted neighbor's policy will provide coverage for 9 more months. neighbor's policy will provide coverage for an additional 2 years and 9 months longer pay for treatrnent arising from new symptoms.Explanation / Answer
Coverage F – Medical Payments
It is designed to pay for medical expenses to others who are accidentally injured on an insured location or by the activities of an insured, resident employee, or an animal owned by or in the care of an insured. These payments are not based on the law of negligence; that is, no negligence on the part of the insured has to be proven for payment to be made.
So going by the Coverage F it seems (D) to be a right option
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