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1.)Matching contributions are yours: A.)immediately B.)when they become vested C

ID: 2801883 • Letter: 1

Question

1.)Matching contributions are yours:

A.)immediately

B.)when they become vested

C.)when they become indexed

D.)when they become indemnified

2.)Here is historical data:

damages                 proportion
claimed                  of insureds
by insureds            claiming damages
----------------         ---------------------

$0                              50%
$1,000                       25%
$5,000                       15%
$10,000                     10%

What is the expected value of these damage claims?

A.)$1,750

B.)$1,000

C.)$2,000

D.)$4,250

Explanation / Answer

1.

Matching contributions are defined benefit plan in which 50% paid by you and remaining 50% paid by you employers. So Matching contributions are yours when when they become vested.

Option (B) is correct answer.

2.

Expected value = ($0 × 50%) + ($1,000 × 25%) + ($5,000 × 15%) + ($10,000 × 10%)

   = $0 + $250 + $750 + $1,000

   = $2,000.

expected value of damage claims is $2,000.

Option (C) is correct answer.