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Your holiday ski vacation was great, but it unfortunately ran a bit over budget.

ID: 2705109 • Letter: Y

Question

Your holiday ski vacation was great, but it unfortunately ran a bit over budget. All is not lost. You just received an offer in the mail to transfer your $5,000 balance from your current credit card, which charges an annual rate of 18.7 percent, to a new credit card charging a rate of 9.4 percent. You plan to make payments of $510 a month on this debt. How many less payments will you have to make to pay off this debt if you transfer the balance to the new card?

a).36 less

b) .48 less

c)1.10 less

d)1.23 less

e) 2.49 less

Explanation / Answer

18.7% of 5000=935

total amount=5935

per month=494.58

9.7% 0f 5000=470

total amount=5470

per month=455.83

5935/510-5470/510=1.10 less payments