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Baller Financial is a banking services company that offers many different types

ID: 2623123 • Letter: B

Question

Baller Financial is a banking services company that offers many different types of checking accounts. The bank has recently adopted an activity-based costing system to assign costs to their various types of checking accounts. The following data relate to the money market checking accounts, one of the popular checking accounts, and the ABC cost pools:
Annual number of accounts = 50,000 accounts   Checking account cost pools:

Cost Pool

Cost

Cost Drivers

Returned check costs

$2,880,000

Number of returned checks

Checking account reconciliation costs

53,000

Number of account reconciliation requests

New account setup

645,000

Number of new accounts

Copies of cancelled checks

386,000

Number of cancelled check copy requests

Online banking web site maintenance

183,000

Per product group (type of account)

Annual activity information related to cost drivers:

Cost Pool

All Products

Money Market Checking

Returned check

191,000 returned checks

18,000

Check reconciliation costs

386,000 checking account

420

New accounts

52,000 new accounts

15,000

Cancelled check copy requests

94,000 cancelled check

60,000

Web site costs

6 types of accounts

1

Calculate the overhead cost per account for the Money Market Checking

Cost Pool

Cost

Cost Drivers

Returned check costs

$2,880,000

Number of returned checks

Checking account reconciliation costs

53,000

Number of account reconciliation requests

New account setup

645,000

Number of new accounts

Copies of cancelled checks

386,000

Number of cancelled check copy requests

Online banking web site maintenance

183,000

Per product group (type of account)

Explanation / Answer

Hi,

Please find the answer as follows:

Total Overhead Cost (Money Market Checking) = 2880000*18000/191000 + 53000*420/386000 + 645000*15000/52000 + 386000*60000/94000 + 183000*1/6 = 734412

Overhead Cost Per Account = Total Overhead Cost (Money Market Checking)/Number of Accounts = 734412/50000 = $14.688 or $14.69

Thanks.

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