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A 6-year annuity of twelve $10,200 semiannual payments will begin 9 years from n

ID: 2384336 • Letter: A

Question

A 6-year annuity of twelve $10,200 semiannual payments will begin 9 years from now, with the first payment coming 9.5 years from now.

   

If the discount rate is 8 percent compounded monthly, what is the value of this annuity five years from now?(Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

   

     

If the discount rate is 8 percent compounded monthly, what is the value three years from now? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

    

     

If the discount rate is 8 percent compounded monthly, what is the current value of the annuity? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

     

A 6-year annuity of twelve $10,200 semiannual payments will begin 9 years from now, with the first payment coming 9.5 years from now.

Explanation / Answer

A 6-year annuity of twelve $10,200 semiannual payments will begin 9 years from now, with the first payment coming 9.5 years from now.

   

Half Yearly Interest rate = (1+8%/12)^6 - 1 = 4.067262%

Value of annuity 9 year from now = pv(rate,nper,pmt,fv)

Value of annuity 9 year from now = pv(4.067262%,12,10200,0)

Value of annuity 9 year from now = $ 95,355.24

If the discount rate is 8 percent compounded monthly, what is the value of this annuity five years from now?(Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

Value of annuity 5 year from now = Value of annuity 9 year from now/(1+ halfyearly rate)^(4*2)

Value of annuity 5 year from now = 95355.24/1.04067262^8

Value of annuity 5 year from now = $ 69,315.69

Answer

  Value of the annuity $   69,315.69

     

If the discount rate is 8 percent compounded monthly, what is the value three years from now? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

    

Value of annuity 3 year from now = Value of annuity 9 year from now/(1+ halfyearly rate)^(6*2)

Value of annuity 3 year from now = 95355.24/1.04067262^12

Value of annuity 3 year from now = $ 59098.30

Answer

  Value of the annuity $ 59,098.30

     

If the discount rate is 8 percent compounded monthly, what is the current value of the annuity? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

     

Current value of the annuity = Value of annuity 9 year from now/(1+ halfyearly rate)^(9*2)

Current value of the annuity = 95355.24/1.04067262^18

Current value of the annuity = $ 46,525.41

Answer

  Value of the annuity $ 46,525.41

  

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