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AE9-12 Cash Flow Implications of Tax Losses [LO 4] WesternGear.com is expected t

ID: 2349938 • Letter: A

Question

AE9-12

Cash Flow Implications of Tax Losses [LO 4]

WesternGear.com is expected to have operating losses of $200,000 in its first year of business and $250,000 in its second year. However, the company expects to have income before taxes of $250,000 in its third year and $375,000 in its fourth year. The company’s required rate of return is 14 percent.

Assume a tax rate of 40 percent and that current losses can be used to offset taxable income in future years. What is the present value of tax savings related to the operating losses in years 1 and 2?

(Round present value factor calculations to 4 decimal places, e.g. 0.2525. Round all other calculations and final answer to 0 decimal places, e.g. 5,252.)

Present Value $ _____________





AE9-16

IRR and Unequal Cash Flows [LO 3]

Newport Department Store is considering development of an e-commerce business. The company estimates that development will require an initial outlay of $1,330,000. Other cash flows will be as follows:

Year 1 ($583,700)
Year 2 $150,000
Year 3 $650,000
Year 4 $750,000
Year 5 $900,000


Assuming the company limits its analysis to five years, estimate the internal rate of return of the e-commerce business. (Round the present value factor calculations to 4 decimal places, e.g. 0.2525. Round the final answer to 0 decimal places, e.g. 25%.)

Internal rate of return = %

Should the company develop the e-commerce business if the required rate of return is 12 percent?

No or Yes


Explanation / Answer

Operating Loss of First year = $200,000

Operating Loss of Second year = $250,000

Income before taxes in its third year = $250,000

Income before taxes in its fourth year = $375,000

Company’s Required Rate of Return = 14%
Tax Rate = 40%

Present Value of Tax Savings related to the Operating losses in years 1 and 2?

Income before taxes of third year = $250,000

Tax Rate = 40%

Income after taxes of third year = [$250,000 - ($250,000 * 0.40)]

Income after taxes of third year = [$250,000 - $100,000]

Income after taxes of third year = $150,000

Present Value of Tax benefit (or) Tax Savings = $100,000 (PVF14%, 3)

Present Value of Tax benefit (or) Tax Savings = $100,000 * 0.6750

Present Value of Tax benefit (or) Tax Savings = $67,500

Income before taxes of fourth year = $375,000

Income after taxes of fourth year = [$375,000 – ($375,000 * 0.40)]

Income after taxes of fourth year = [$375,000 - $150,000]

Income after taxes of fourth year = $225,000

Present Value of Tax Savings = $150,000 * (PVF14%, 4)

Present Value of Tax Savings = $150,000 * 0.5921

Present Value of Tax Savings = $88,815

Initial Outlay = $1,330,000

Number of years = 5 years

Calculating Internal Rate of Return Using Ms-Excel Spread Sheet:

Year

Cash flows

0

($1,330,000)

1

($583,700)

2

$150,000

IRR = 7%

3

$650,000

4

$750,000

5

$900,000

Year

Cash flows

0

($1,330,000)

1

($583,700)

2

$150,000

IRR = 7%

3

$650,000

4

$750,000

5

$900,000

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