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More specifically I plan on using my tax return to build my first computer. I pl

ID: 652532 • Letter: M

Question

More specifically I plan on using my tax return to build my first computer. I plan to make it a gaming computer and I was told if you DIY you could a lot more bang for your buck versus buying a pre-built one.

Basically I have about 1,200 dollars to play with. My plan was to simply buy the parts cash flat out through Amazon, Newegg, and similar websites.

But figured maybe I could spread the payments out a bit, build some credit.

Currently looking at the Amazon store card. It has a 12 month plan (purchases totaling $599 or more) where you pay no interest IF YOU pay off the full amount before 12 months. I

Explanation / Answer

If have little to no credit history then your chances of getting a credit card, even a store credit card, and slim. No credit is worse than bad credit it seems. The exception being if you

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