subject:business law Under the Fair Credit Reporting Act, consumer credit report

ID: 380942 • Letter: S

Question

subject:business law

Under the Fair Credit Reporting Act, consumer credit reporting agencies must

Question 41 options:

investigate consumer claims of inaccuracy or incompleteness within a reasonable time.

Maintain reasonable procedures to verify that users of the information will use the reports only for legitimate reasons.

Supply accurate information at all times.

All of the above are required.

Both (a) and (b) are required, but (c) is not required.

The 5th Amendment to the U.S. Constitution protects a person from being compelled to testify against himself or herself. It is also the basis for the Miranda warnings that must be given to a person upon his or her arrest. Which of the following is NOT a part of the Miranda warnings?

Question 38 options:

The individual has the right to an attorney before answering any questions.

The individual has the right to an attorney, and one will be appointed if he or she cannot afford an attorney.

The individual has the right to remain silent.

The individual has the right to represent himself or herself in a criminal trial.

The 4th Amendment to the U.S. Constitution prohibits unreasonable searches and seizures. Which of the following is a true statement about the application of the 4th Amendment to criminal proceedings?

Question 37 options:

The 4th Amendment requires a valid search warrant to be issued prior to a search.

The 4th Amendment is the basis for the exclusionary rule.

The 4th Amendment requires a "reasonable suspicion" of wrongdoing before a search warrant can be issued.

The manner is which evidence is collected or obtained does not affect its admissibility.

A search warrant may not allow the police to conduct a search that invades a person's reasonable expectation of privacy.