need help with these questions about cyber security laws, thanks! 1. The Childre
ID: 3713826 • Letter: N
Question
need help with these questions about cyber security laws, thanks!
1. The Children's Online Privacy Protection Act ("COPPA") was enacted to primarily prevent
which of the following activities?
A. To prevent children from using a parent's credit card information without consent.
B. To protect the privacy of children under 18 years of age.
C. To protect children from malicious or abusive users of interactive online services.
D. To educate parents about the dangers of the Internet.
2. If an information technology auditor working on behalf of a hospital with a valid business
associate agreement inadvertently loses the unencrypted medical billing records of 400
individuals, what type of notification is NOT required?
A. The hospital must provide notice to prominent media outlets serving the state or jurisdiction.
B. The hospital or auditor must provide individual notice to the affected individuals.
C. The hospital must notify the Secretary of the Department of Health and Human Services
(HHS).
D. The auditor must notify the hospital following discovery of the breach.
3. The National Do Not Call Registry is primarily enforced by which two entities through their
regulation of two different federal laws relating to telemarketing?
A. Department of Transportation and the FTC.
B. US Department of Justice and the FTC.
C. Department of Commerce and the FCC.
D. The FTC and FCC.
4. If a user of a consumer report takes adverse action against a consumer based on information
contained in the consumer report (i.e. an employer denies employment to a job applicant due to
the contents of the applicant's consumer report), which of the following does NOT need to be
disclosed to the consumer?
A. The name, address, and telephone number of the consumer reporting agency that provided
the consumer report.
B. A statement explaining to the consumer that he has the right to obtain a copy of the consumer
report free of charge from the consumer reporting agency.
C. An explanation of the technical safeguards instituted by the consumer reporting agency that
protect the consumer's confidential information.
D. A statement advising the consumer of his right to dispute the accuracy or completeness of the
consumer report with the consumer reporting agency.
5. In accordance with the Bank Secrecy Act, under which circumstance must a financial
institution (as defined by the Bank Secrecy Act) file a suspicious activity report?
A. When the bank detects a suspicious transaction of $25,000 even if the bank does not know
the identity of the perpetrator.
B. For all transactions over $7,500.
C. For all transactions over $2,500.
D. When the bank detects a suspicious cash transaction of $1,000 coupled with a credit
transaction of $3,000.
6. When a website operator states in its privacy notice that it will not share financial information
with third parties and then shares financial information with a third-party affiliate, what recourse
may occur?
A. The FTC may bring an action against the operator for unfair competition.
B. The FTC may bring an action against the operator for a deceptive trade practice.
C. A user of the website may bring a criminal sanctions against the operator.
D. The FTC may bring an action under Section 75 of the Federal Trade Commission Act.
7. The Children's Online Privacy Protection Act ("COPPA") applies to whom?
A. Operators of websites soliciting business in the United States.
B. Operators of websites soliciting financial information from customers in the United States.
C. Operators of commercial websites that are directed to children under 13 years of age.
D. Operators of commercial websites that are directed to children under 16 years of age.
8. What is the main purpose of the Fair Credit Reporting Act ("FCRA")?
A. Increase the accuracy and fairness of credit reporting and limit the use of consumer reports to
permissible purposes.
B. Enable data reporters to efficiently report valid debts on a consumer's credit report.
C. Allow employers to quickly access financial data of their employees.
D. Increase the ability of the government to access consumer reports of suspected criminals.
9. The Health Insurance Portability and Accountability Act ("HIPAA") consists of which two
rules to address the handling of protected health information ("PHI")?
A. Transaction Rule and Minimum Use Rule.
B. Privacy Rule and Security Rule.
C. Privacy Rule and Breach Notification Rule.
D. Security Rule and Minimum Use Rule.
10. Which of the following strategies is a company's best bet to avoid having to notify residents
of a data breach involving personal information?
A. Encrypt, using high-grade encryption, all personal information, including sensitive personal
information.
B. Purge all personal information after one year.
C. Use a firewall and dual-layer authentication to protect all personal information.
D. Ensure that all personal information is protected under the oversight of a privacy officer.
Explanation / Answer
1. The Children's Online Privacy Protection Act ("COPPA") was enacted to primarily prevent
which of the following activities?
C. To protect children from malicious or abusive users of interactive online services.
This rule was affected from the july 1 2013 for protect children under age 13 while accounting for the dynamic nature of the Internet.
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