Question
please answer all the discussion questions thanks again
My Parents Are Turning 65 and Need Helo Signing Up for Medicare Case for Chapter Nancy H. Shanks I'm in a pickle. My Baby Boomer parents are on the verge of turning 65. The f Medicare You in the mail from the Centers for Medicare and Medicaid Services at the Department of Health & Human Services. It's time for them to think abou their copy a bunch of new things that happen when you turn 65, like signing up for Medicare that is needed is to decide at what age they will start taking those retirement benefits. starting to collect Social Security. The latter seems like a relatively easy straight-forwand decision. Since both of them have worked throughout their lives and recently retired, a Medicare is a whole different story. I do know that they paid Medicare taxes while they were employed, so they should be eligible. Also, since they have recently retired, they wil not have health care coverage once their COBRA benefits run out. They are currentl paying $1,300 per month to retain their medical coverage. Now that I think about it, it may make sense for them to enroll in Medicare before COBRA runs out. My parents have had their health insurance with Anthem Blue Cross/Blue Shield through my dad's employer and have stayed with this under COBRA for the last 6 months they have 12 months left on that coverage. They have each used the same primary care physicians for many years, but their doctors are also Baby Boomers and are on the verge of retiring as well. Dad has diabetes and needs regular care and good coverage for his medications. Mom is in pretty good health, but needs annual check-ups, mammograms and the like, and is also on a couple of medications for cholesterol and other things. Phs you never know when something will go wrong and they'll need more care. My sibings and I want to make sure they have good coverage, so I am thinking that this may be do. perfect time for them to change their coverage. But, I am at a loss about what to nfortunately, I don't know anything about health insurance beyond my own fami policy and benefits, and I know absolutely nothing about Medicare. And, nfortunatea nately my parents seem to be in shock that they have reached this point in thei really paying attention to these issues 580
Explanation / Answer
Medicare is Federal health Insurance Policy which covers people turn to 65 and above. This is also applicable for people with disability and reaching to end stage in certain disease. Part A covers the Hospital Insurance, mainly hospital stay and nursing facility. Part is all about Medical Insurance which covers the doctors service, preventive care and Medical Supplies. Part C is special advantage plan which offers with in collaboration to private hospital, It automatically covers all the benefit of part a and part b. Part D is prescription drug coverage. Some get the Medicare automatically and some has to sign up for this program. Your Father should take Part D and mother Part B. Medicare Advantage Plan is good option for father, but your mother can go ahead with Part B. Cost varies from Plan to Plan and duration of service. You can check the Medicare website for right comparison.
