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Which of the following is true of Chapter 13 discharge? All unpaid taxes are dis

ID: 353913 • Letter: W

Question

Which of the following is true of Chapter 13 discharge?

All unpaid taxes are discharged under Chapter 13 discharge.

It is not granted if the debtor has received Chapter 7 discharge in the last four years.

It is granted before a Chapter 13 plan of payment is enforced.

It is granted only for the secured unpaid debts of a debtor.

a)

All unpaid taxes are discharged under Chapter 13 discharge.

b)

It is not granted if the debtor has received Chapter 7 discharge in the last four years.

c)

It is granted before a Chapter 13 plan of payment is enforced.

d)

It is granted only for the secured unpaid debts of a debtor.

Explanation / Answer

Answer:-

(b) It is not granted if the debtor has received Chapter 7 discharge in the last four years.

Reason:-

The reason is that first a debtor under chapter 13 is entitled to a discharge upon completion of all payments under chapter 13 plan so long as the debtor and also he gets that if he has not received a discharge in a prior case filed with in a certain time frame ( two years for prior chapter 13 cases and 4 years for chapter 7,11 & 12 cases ) also has completed course in financial management.

In conclusion, debtor repays debts under chapter 13 over a 3 to 5 year period.

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