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16. All the following medical expenses are covered under Medicare Part B EXCEPT

ID: 3364019 • Letter: 1

Question

16. All the following medical expenses are covered under Medicare Part B EXCEPT

A mammograms

B. prostate cancer screening

C. orthopedic shoes

D. prosthetic lenses after a cataract operation

17. All the following statements concerning homeowners policy endorsements are correct

EXCEPT:

A The scheduled personal property floater can be used to broaden coverage on stamp and coin collections.

B. The inflation guard endorsement increases property limits according to an annual percentage stated in the endorsement.

C. The personal property replacement cost loss settlement endorsement changes the loss settlement basis for most types of covered personal property.

D. The personal injury endorsement provides bodily injury liability coverage for insureds who operate a day care center.

18. Methods of risk identification relevant for households or small businesses include all the following EXCEPT

A. financial statement analysis

B. prioritizing insurance coverages

C. personal inspection

D. using risk and insurance survey forms

19. Temporary medical insurance is designed for all the following groups of individuals

EXCEPT

A. persons traveling abroad

B. persons between jobs

C. persons waiting for group coverage to become available

D. recent college graduates looking for employment

20. All the following are classes of property typically covered under commercial crime forms

EXCEPT

A. money

B. intangible property

C. tangible property other than money and securities

D. securities

21. Among the insurance policies provided for your review by your client, Taylor, is a personal auto policy with a loss payable clause that names Porcine Bank as a loss payee. Based on this information, all the following statements concerning this situation are correct EXCEPT:

A. Porcine Bank will be notified if Taylor's policy is canceled.

B. Porcine Bank is obligated to pay the premium on this policy if Taylor misses a payment.

C. Taylor received a loan or lease from Porcine Bank when the car was acquired.

D. Taylor's policy includes coverage for Porcine Bank's interest in the car.

Explanation / Answer

16. All the following medical expenses are covered under Medicare Part B EXCEPT

B. prostate cancer screening

As the small premium does not cover this costly treatment.

As in

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