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Data: 40% (0.40) of policyholders 55 years or older submit a claim during the ye

ID: 3149436 • Letter: D

Question

Data:     40% (0.40) of policyholders 55 years or older submit a claim during the year                                                                                                                        

                15 policyholders are randomly selected for company records.                                                                                                                     

                                                                                                                                               

                                                                                                                                               

Problem:                                                                                                                                            

(a)          How many of the policyholders would you expect to have filed a claim within the last year?                                                                                                                          

Solution:              40% of the 15 =                                 6   

Answer:               6 policyholders would be expected to have filed a claim within the last year.

Please help me to understand problem (b) below.                                                                                                

Problem:                                                                                                                                            

(b)          What is the probability that 10 of the selected policyholders submitted a claim last year?                              

I have found an answer of P(x=10) = 15 C 10 (0.4)^10 (0.6)^5 = 0.0.45

I understand that the 15 refers to the number of policyholders and the 10 refers to selected policyholders, but I do not understand where they came up with the (0.4)^10 or the (0.6)^5.                                                                     

The formula in the book is P(x) = nCx x (1 – )n – x, with n = the number of trials; x is the random variable defined as the number of successes; and is the probability of a success on each trial. I do not understand how this formula applies to problem (b) above.

Explanation / Answer

THE POPULATION PROBABILITY to clai, = 0.4

A) THEREFORE THE XPECTED = 0.4*15 = 6.

AS SOLVED BY U AND U NEED SOLUTION FOR BASICALLY PART B

PART B)

HERE THE FORMULA TO BE USED = nCr*(p)^r*(q)^(n-r)

in this part the p = 0.4 as given probabiliy

q = 1-p = 1 -0.4 = 0.6

while n = 15

and x = 10

therefore p(x=10) = 15C10*(0.4)^10*(0.6)^5 = 0.0244

as per ur query the power to 0.4 and the power to 0.6 are 10 and 5 respectively because of the formula of the bernauli.

i state the formula again = p(X=x) = nCx*(p)^x *(q)^(n-x)