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Normal TNSpac...-Heading 1 Heading 2 Title Subt Styles Since attending college a

ID: 2817514 • Letter: N

Question

Normal TNSpac...-Heading 1 Heading 2 Title Subt Styles Since attending college at SAU and taking the Personal and has accumulated $20,000 in savings and investments, Jodie wants to open up her own more years. She thinks she will need $35,000 to do so. Finance course, Jodie has been saving regularly business in 3 1. Based on the above information, if Jodie can earn 8% on her money, how much will her $20,000 be worth in 3 years? ill he have met her $35,000 goal or will sh need more money, and if so, how more? 2. What if Jodie can earn 10% on her money? will she meet her goal in three years?

Explanation / Answer

a)

Future value of the savings in 3 years

Present value , PV = 20000

Inteest rate , r = 8%

No of years , n = 3

Future Value = PV (1+r)n

      = 20000 * (1.08)3

      = 25194.24

She needs more money  

Additional amount needed = 35000- 25194.24

   = 9805.76

b)

new r = 10%

Future value of savings = 20000(1+0.10)3

      = 26620

Still she cant meet her 35000 goal

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