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A year ago, the Alpine Growth Fund was being quoted at an NAV of $27.16 and an o

ID: 2787212 • Letter: A

Question

A year ago, the Alpine Growth Fund was being quoted at an NAV of $27.16 and an offer price of $28.40; today, it's being quoted at $28.08 (NAV) and $28.70 (offer). Use the approximate yield formula or a handheld financial calculator to find the rate of return on this load fund; it was purchased a year ago, and its dividends and capital gains distributions over the year totaled $1.96 a share. (Hint: As an investor, you buy fund shares at the offer price and sell at the NAV.) Do not round intermediate calculations. Round the answer to two decimal places.

Explanation / Answer

Rate of return on this load fund = {(Todays NAV+Dividends and other distributions) - Historical offer price}/Historical offer price

= {(28.08+1.96)-28.40}/28.40 = (30.04-28.4)/28.4 = 1.64/28.4 = 0.057746 or 5.78%

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