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Loyola Bank classifies its assets and liabilities and the period (maturity bucke

ID: 2786873 • Letter: L

Question

Loyola Bank classifies its assets and liabilities and the period (maturity buckets) within which they are subject to repricing as on March 31, 2015 as follows: (dollars in millions) Interest-sensitive Interest-sensitive Maturity buckets One wee 8 to 25 days 25 to 40 days 40 to 60 days 60 to 90 days 90 to 180 days 180 to 365 days liabilities assets S50 75 60 70 80 180 210 $45 70 75 80 70 160 190 What is the cumulative gap of the bank for interest-sensitive assets and interest-sensitive liabilities of maturity buckets up to 180 days as on March 31, 2015? A. -S65 million B.-S60 million C. $65 million D. $60 million E. $45 million Rose-Chapter 07 #153

Explanation / Answer

Answer : C. $65m

Maturity buckets

Interest sensitive assets

Interest sensitive liabilities

Cumulative gap

1 week

$50m

$45m

5

8-25

75

70

5

25-40

60

75

15

40-60

70

80

10

60-90

80

70

10

90-180

180

160

20

515

(+15)

500

+$65m (positive because net assets exists at the end)

Maturity buckets

Interest sensitive assets

Interest sensitive liabilities

Cumulative gap

1 week

$50m

$45m

5

8-25

75

70

5

25-40

60

75

15

40-60

70

80

10

60-90

80

70

10

90-180

180

160

20

515

(+15)

500

+$65m (positive because net assets exists at the end)