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For the following promissory note, find the missing entry for days of interest o

ID: 2777620 • Letter: F

Question

For the following promissory note, find the missing entry for days of interest or maturity date (due date). Then compute the amount of interest due at maturity and the maturity value. For the given problem use a 360-day year. Round dollar amounts to the nearest cent.

For the following promissory note, find the missing entry for days of interest or maturity date (due date). Then compute the amount of interest due at maturity and the maturity value. For the given problem use a 360-day year. Round dollar amounts to the nearest cent.

Face Value Date of Note Days of Interest Maturity Date Rate Interest Amount Maturity Value $16,500 Mar. 24, 2013 __________ July 4, 2013 5.5% $_________ $________

Explanation / Answer

Ist Part

1.Days of Interest

7 days remaining of March + 30 days of April + 31 days of May + 30 days of June + 4 days of july

Total days of interest = 102

2.Interest Amount

   For 1 year or 360 days, the ineterest will be

   = $ 16500 x 5.5%

= $ 907.5

For 102 days, the interest will be

= $ (907.5/360) x 102

= $ 257.125

3.Maturity Value

= Interest amount + Invested amount(Face value)

= 257.125 + 16500

= $ 16757.125

IInd Part

1.Days of Interest

3 days remaining of January + 28 days of February + 25 days of March

Total days of interest = 56

2.Interest Amount

   For 1 year or 360 days, the ineterest will be

   = $ 590 x 5.1%

= $ 30.09

For 56 days, the interest will be

= $ (30.09/360) x 56

= $ 4.68

3.Maturity Value

= Interest amount + Invested amount(Face value)

= 4.68 + 590

= $ 594.68

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