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You buy a bond for $979 that has a coupon rate of 7.6% and a 6-year maturity. A

ID: 2773303 • Letter: Y

Question

You buy a bond for $979 that has a coupon rate of 7.6% and a 6-year maturity. A year later, the bond price is $1,144. (Assume a face value of $1,000 and annual coupon payments)

What is the new yield to maturity on the bond? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.)

What is your rate of return over the year? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.)

a.

What is the new yield to maturity on the bond? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.)

Explanation / Answer

a) After 1 year,

Price of the bond = $1,144

Time to maturity = 5 years

Annual Coupon = 7.6% * 1000 = $76

YTM or Yield to Maturity is the discount rate at which the discounted future cash flows are equal to the bond price.

Thus,

1144 = 76/(1+YTM)1+ 76/(1+YTM)2+ 76/(1+YTM)3+ 76/(1+YTM)4+ 1076/(1+YTM)5

Solving the above equation,

YTM = 4.33%

b) Rate at which the bond was bought (Cost Price of the Bond) = $979

Price of the bond after 1 year = $1,144

Coupon Earned During the Year = 7.6% * 1000 = $76

Gain from the Bond = Coupon + New Price - Cost Price = 1144 = 76 - 979 = $241

Rate of Return over the year = [{(Coupon + New Price) - Cost Price} / Cost Price] * 100

                                                    = [{(1144 + 76) - 979} / 979] * 100

                                                    = [(1220 - 979) / 979] * 100

                                                    = (241 / 979) * 100 = 24.62%

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