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Buster’s Beverages is negotiating a lease on a new piece of equipment that would

ID: 2767400 • Letter: B

Question

Buster’s Beverages is negotiating a lease on a new piece of equipment that would cost $100,000 if purchased. The equipment falls into the MACRS 3-year class, and it would be used for 3 years and then sold, because the firm plans to move to a new facility at that time. The estimated value of the equipment after 3 years is $30,000. A maintenance contract on the equipment would cost $3,000 per year, payable at the beginning of each year. Alternatively, the firm could lease the equipment for 3 years for a lease payment of $29,000 per year, payable at the beginning of each year. The lease would include maintenance. The firm is in the 20% tax bracket, and it could obtain a 3-year simple interest loan, interest payable at the end of the year, to purchase the equipment at a before-tax cost of 10%. If there is a positive Net Advantage to Leasing the firm will lease the equipment. Otherwise, it will buy it. What is the NAL? (25 points)

MACRS 3-year class

Year                Depreciation Rate

1                     33%

2                     45

3                     15

4                     7

Explanation / Answer

Since the Net cash flow for LEASE is less(-)ve than purchase, LEASE is preferred

DISCOUNTED CASH FLOW Year DF @9% Cash Flow Tax benefit Net cash Flow Lease Purchase Lease 0       1.0000         (103,000)                       -              (103,000)       (23,200)              (103,000)         (23,200) 1       0.9091            (13,000)                9,200                (3,800)       (23,200)                   (3,455)         (21,091) 2       0.8264            (13,000)              11,600                (1,400)       (23,200)                   (1,157)         (19,174) 3       0.7513              20,000                    400                20,400                   -                     15,327                     -                   (92,285)         (63,464)