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I have been dreaming about owning one of those decked out golf carts for quite s

ID: 2766487 • Letter: I

Question

I have been dreaming about owning one of those decked out golf carts for quite some time. I know that my decision will be made easier if I estimate my cash flows so I can understand what they will be. My income (all from that golf ball washer) is $24,000 per year & the cash flow estimates I have pulled together are as follows: Please estimate my:

Initial investment

Operating cash flows

Terminal cash flow (end of year

Price of my decked out golf cart

$70,000

Estimate of what I can get for the cart if I sell it after 4 years

$40,000

Sales tax on my purchase price

6.5%

Trade in value

$0

Monthly maintenance costs (I am too busy to do it myself)

$800

Monthly storage shed rent (I need to keep it out of the weather!)

$500

Price of my decked out golf cart

$70,000

Estimate of what I can get for the cart if I sell it after 4 years

$40,000

Sales tax on my purchase price

6.5%

Trade in value

$0

Monthly maintenance costs (I am too busy to do it myself)

$800

Monthly storage shed rent (I need to keep it out of the weather!)

$500

Explanation / Answer

Initial investment = cost of cart + sales tax

                                    = 70,000 + 70,000 x 6.50%

                                    = 74,550

Operating cash flow = Income – costs

                                        = 24,000 – 800 -500

                                        = 22,700

Terminal value = Salvage value

                                =40,000

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