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You are provided the following information of a firm\'s stocks and bonds along w

ID: 2756437 • Letter: Y

Question

You are provided the following information of a firm's stocks and bonds along with other pertinent information.

The stocks have a standard deviation of 50% and a correlation of 0.6 with the market index.

The risk-free rate is 2%, and the market risk premium is 7%. The standard deviation of the market is 25%.

The firm just paid dividends of $2.50 per share. Assume that the firm pays dividends annually and that the firm adjusts its dividends to maintain a constant dividend payout ratio of 75%. The ROE of the firm is 15%.

What is the beta of the stock?
What is the cost of equity? [Hint: Use the CAPM]

What is the rate of growth in dividends?What is the stock price? [Note: the answer from part (a) would be your discount rate]

How useful (or limited) is this method in valuing stocks? [1-2 sentences]

Explanation / Answer

Variance of market portfolio = 0.252

= 0.0625

Coefficient of correlation = Covariance / (SD of Stock x SD of Market)

0.60 = Covariance / (0.50 x 0.25)

Covariance = 0.075

Beta = Covariance / Variance of market portfolio

= 0.075 / 0.0625

= 1.2

Cost of equity = Risk free rate + [Beta x Market Risk Premium]

= 2 + [1.2 x 7]

= 10.4%

Growth = Retention ratio x ROE

= .25 x .15

= 0.0375

Stock Price = 2.5(1.0375) / (0.104 - 0.0375)

= $39

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