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1. You purchase a small business that is valued at $164857. You decide to borrow

ID: 2749112 • Letter: 1

Question

1. You purchase a small business that is valued at $164857. You decide to borrow $73579 at 5% interest and pay for the rest with equity. The debt is due in one year, and you expect the firm to have cash flows of $67233 in one year. What is your return on equity?

2. You purchase a small business that is valued at $114915. You decide to borrow $65267 at 8% interest and pay for the rest with equity. The debt is due in one year, and you expect the firm to have cash flows of $78891 in one year. Your firm is risky, so its cost of equity is 4 percentage points above its cost of debt. What is the cost of equity of the levered firm?

3. A firm needs to raise external funds to finance its new project. It needs to raise $15 million in new equity. Its investment bankers will charge 7% of the issue as a fee; in other words, the stock will be underpriced by 7%. How much will the firm need to issue in order to net $15 million? (In other words, how much must the amount issued be so that when 7% is taken out as a transaction cost, the firm will be left with $15 million to use on its new project?)

Explanation / Answer

Total Value of business - Debt = Equity

164857-73579=91278

$73579 has 5% interest so amount due at the end of 1 year = 73579+73579*5%

Total Amount due=$77257.95

But firm is generating cash flow of $67233

Thus equity share holders wont get anything

ROE= Net income/ Total Equity*100

ROE=0 %

2) Cost of debt is the amount of interest company pays for it. Here it is 8%.

It is mentioned that cost of equity is 4 percentage points above its cost of debt. Thus

Cost of equity = 8%+4%

Cost of equity =12%

3)

Here Investment banker will charge 7% thus we have to calculate amount to be issued so that when 7% is taken out as a transaction cost, the firm will be left with $15 million to use on its new project.

Thus 93% corresponds to 15 million

100% will be equal to 100*15/93

Thus company should issue $16.13Million so that when 7% is taken out as a transaction cost, the firm will be left with $15 million to use on its new project.