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WHAT IS THE MOST DIRECT (PVA) Present Value of an Annuity METHOD TO CALCULATE TH

ID: 2743678 • Letter: W

Question

WHAT IS THE MOST DIRECT (PVA) Present Value of an Annuity METHOD TO CALCULATE THE FOLLOWING QUESTION:

A          1. A cash flow of $856.65 is paid 123 times per year for the next 8 years. The NAR2 is 5%. What is the present value of this series?

Pl           Please answer this question to the closest cent.   CORRECT ANSWER: 696,211.64

Q           2. A bond pays a semi-annual coupon. The coupon rate is 28.23%. The NAR2 is 23.5%. The bond matures in thirty years. The face value is $100,000. What is the bond value?

              CORRECT ANSWER: $120,102.02

Explanation / Answer

Answer 1:

Present Value = 856.65 * (1-(1/1.0.0004065)^984)/0.0004065

Present Value = $696,211.64

Here, 984 = 8*123

0.0004065 = 0.05/123

Answer 2.

Semi-annual Coupon = $14,115

Number of coupon payment = 60

Semi-annual Rate = 11.75%

Bond Value = 14,115*PVIFA(11.75%, 60) + 100,000*PVIF(11.75%, 60)

Bond Value = $120,102.02