Academic Integrity: tutoring, explanations, and feedback — we don’t complete graded work or submit on a student’s behalf.

1. Amortization tables are useful for each of the following reasons expect: A)de

ID: 2708750 • Letter: 1

Question

1. Amortization tables are useful for each of the following reasons expect:


A)determining how much of a total payment is interest and how much is principal for tax purposes

B)determining the regular periodic total payment

C)determining the principal balance due if the loan is being paid off early

D)all of these are useful purposes of an amortization table


2. A series of equal periodic finite cash flows that occur at the beginning of the period are known as a/an ________


A)ordinary annuity

B)amortization

C)perpetuity

D)annuity due


3. A firm has an expected dividend next year of $1.20 per share, a zero growth rate of dividends, and a required return of 10 percent. The value of a share of the firm's common stock is _________.


A)$100

B)$10

C)$12

D)$120


4. The present value of $100 received at the end of year 1, $200 received at the end of year 2, and $300 received at the end of year 3, assuming an opportunity cost of 13%, is


A)$453

B)$416

C)$500

D)$1,181


5. all of the following are noncash charges expect


A)accurals

B)depreciation

C)depletion

D)amortizaton


7. advantages of issuing common stock versus long-term debt include all of the following expect


A)the effects of dilution on earnings and voting power

B)increases firm's borrowing power

C)no fixed payment obligation

D)no maturity


8. A corporation has year end 1998 and a 1999 retained earnings balances of $320,000 and $400,000, respectively. The firm reported net profiles after taxes of $100,000 in 1999. The firm paid dividends in 1999 of__


A)$20,000

B)$0

C)$100,000

D)$80,000


9. A firm has the balance sheet accounts, common stock,and paid-in capital in excess of par, with values of $400,000 and $500,000, respectively. The firm has 40,000 common shares outstanding. if the firm had a pair value of $1, the stock originally sold for


A)$13.50/share

B)$11.50/share

C)$15.50/share

D)$12.50/share


10. Debbie borrows $3,500 from the bank at 12% annually compounded interest to be repaid in four equal installments. the interest paid in the second year is


A)$277

B)$322

c)$420

D)$1,152


11. long-term debt instruments used by both government and business are known as


A)bonds

B)stocks

C)bills

D)equities


12. A firm has the following accounts and financial data for 1999

Sales Revenue $3,060 Cost of good sold $1,800

Accounts Receivable 500 Preferred stock dividends 18

Interest expense 126 Tax rate 40%

Total oper. expenses 600 Number of shares of common

Accounts payable 240 stocks outstanding 1,000

The firm's earning available to common shareholders for 1999 are ___.


A) -$224

B)$516

C)302

D)$291


13. A firm with a cost of capital of 13 percent is evaluating three capital projects. The internal rates of return are as follows:


Internal Rate

Project of Return

1- 12%

2-15%

3-13%


The firm should

A) accept project 3 and rejects project 1 and 2

B) accept projects 2 and 3 reject project 1

C) accept project 1 and rejects projects 2 and 3

D) accept project 2 and reject projects 1 and 3


14. a firm has issued preferred stock at its $125 per share par value. the stock will pay a $15 annual dividend. The cost of issuing and selling the stock was $4 per share. the cost of the preferred stock is


A) 7.2 percent

B) 12 percent

C) 15 percent

D) 12.4 percent


15. A never-ending stream of equal periodic, end-of-the-period cash flows is called a/an _______


A)annuity

B)amortization

C)annuity due

D)perpetuity


16. Current liabilities can be viewed as


A)debts due in less than a year

B)sources of cash inflows

C)sources of cash outflows

D)debts due in one year


17. An 8 percent preferred stock with a market price of $110 per share and a $100 par value pays a cash dividend of _________.


A)$8.80

B)$4.00

C)$8.00

D)$80.00


18. A firm must choose from six capital budgeting proposals outlined below. the firm is subject to capital rationing and has a capital budget of $1,000,000, the firm's cost of capital is 15 percent.

Project                      Initial Investment             IRR              NPV

1                                $200,000                         19%            $100,000

2                               400,000                            17                20,000

3                               250,000                            16                60,000

4                               200,000                            12                -5,000

5                               150,000                             20               50,000

6                               400,000                             15              150,000


Using the internal rate of return approach to ranking prokects, which projects should the firm accept?


A)1,3,4, and 6

B)2,3,4 and 6

C)1,2,3,4 and 5

D)1,2,3 and 5


19.      table 7.1              

                           52-WEEK                                      YLD               VOL          NET

YTD%CHG       HI         LO        STOCK(SYM)    Div           %    PE 100s     CLOSE CHG

    -5.1              48.72    20.10     FORD(F)           1.00   3.3 18    20,925   30.20   -0.56


Referring to Table 7.1, if we assume that Ford's dividends will grow at a rate of 10 perent forever, on Ford's stock would be

A)13.6%

B)8.9%

C)7.4%

D)11.0%


20. A firm is evaluating two projects that are mutually exclusiv with initial investments and cash flows as follows:

               Project A                                                                          Project B

Initial investment       End of year cash flows               Initial investment                End of year cash flows   

$40,000                           $20,000                                   $90,000                              $40,000

                                          20,000                                                                                40,000

                                          20,000                                                                                80,000


if the firm in table 9.1 has a required payback of two years, they should

A)accept project A and reject B

B)reject project A and accept B

C)accept projects A and B

D)reject both

Explanation / Answer

1) D)

2) D)

3) C)

4) C)

5) A)

7) A)

8) B)

9) C)

10) C)

11) A)

12C)302

13) B)

14) D)

15) D)

16) D)

17) A)

18) D)

19) A)

20) A)