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Please show all work Cannonier, Inc., has identified an investment project with

ID: 2615169 • Letter: P

Question

Please show all work

Cannonier, Inc., has identified an investment project with the following cash flows.

Year       Cash Flow

1                             $             1,080    

2                                             1,310    

3                                             1,530    

4                                             2,270    

If the discount rate is 9 percent, what is the future value of these cash flows in Year 4? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

              Future value       $

What is the future value at a discount rate of 12 percent? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

              Future value       $

What is the future value at a discount rate of 23 percent? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

                Future value       $

2. First City Bank pays 8 percent simple interest on its savings account balances, whereas Second City Bank pays 8 percent interest compounded annually. If you made a $74,000 deposit in each bank, how much more money would you earn from your Second City Bank account at the end of 8 years? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

                Difference in accounts?

Explanation / Answer

Answer 1-a.

Cash Flows:
Year 1 = $1,080
Year 2 = $1,310
Year 3 = $1,530
Year 4 = $2,270

Discount Rate = 9%

Future Value = $1,080*1.09^3 + $1,310*1.09^2 + $1,530*1.09 + $2,270
Future Value = $6,892.74

Answer 1-b.

Cash Flows:
Year 1 = $1,080
Year 2 = $1,310
Year 3 = $1,530
Year 4 = $2,270

Discount Rate = 12%

Future Value = $1,080*1.12^3 + $1,310*1.12^2 + $1,530*1.12 + $2,270
Future Value = $7,144.19

Answer 1-c.

Cash Flows:
Year 1 = $1,080
Year 2 = $1,310
Year 3 = $1,530
Year 4 = $2,270

Discount Rate = 23%

Future Value = $1,080*1.23^3 + $1,310*1.23^2 + $1,530*1.23 + $2,270
Future Value = $8,143.54

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