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1. Richard and Jennifer were married in 2003. Richard earned $43,000 in salary d

ID: 2610205 • Letter: 1

Question

1. Richard and Jennifer were married in 2003. Richard earned $43,000 in salary during the year. They also received $2,100 in interest from the credit union. They incurred $7,800 in itemized deductions during the year.

Please compute Richard and Jennifer’s income tax (before considering tax credits and prepayments) for 2018 using the Tax Rate Schedule.

Wages

$43,000

Interest income

2,100

Gross income

$45,100

Less: Standard deduction

24,000

Taxable income

$21,100

Tax from tax rate schedule

$2,151

I got the answer already, but I don't understand how $2151 come from? What multiply by what?

Wages

$43,000

Interest income

2,100

Gross income

$45,100

Less: Standard deduction

24,000

Taxable income

$21,100

Tax from tax rate schedule

$2,151

Explanation / Answer

As Richard and Jennifer are married since 2003, their filling status in 2018 is married filling jointly. The tax rates for the year 2018 for married filling jointly is as follows:-

As the taxable income computed above is $21,100 which is between $19,501 and $77,400, therefore their marginal tax rate is 12%. Thus the tax on their taxable income uis computed as follows:-

on first $19,050 @10% = $19,050*10% = $1,905

On next $2,050 ($21,100-$19,050) @12% = $2,050*12% = $246

Total tax on income = $1,905+$246 = $2,151

Rate Married Filling Jointly 10% Up to $19,050 12% $19,050 to $77,400 22% $77,401 to $165,000 24% $165,001 to $315,000 32% $315,001 to $400,000 35% $400,001 to $600,000 37% over $600,000