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1.A manufacturing firm is considering purchasing a new machine for $164,000. The

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Question

1.A manufacturing firm is considering purchasing a new machine for $164,000. The firm plans on borrowing $82,000 to be paid off in equal payments in 3 years. The interest rate on the loan is 6.9%. The machine is classified as 7-years MACRS. Using the machine will save $35,000 in labor costs each year. The annual O&M costs for the machine are $10,000. The firm plans on using the machine for 5 years after which it will be salvaged for $73,800.
Calculate the taxable income (i.e., income before taxes) for the income statement for year 5 if the firm purchases the machine.

2.An automaker is considering installing a three-dimensional (3-D) computerized car-styling system at a cost of $300,000 (including hardware and software). With the 3-D computer modeling system, designers will have the ability to view their design from many angles and to fully account for the space required for the engine and passengers. The digital information used to create the computer model can be revised in consultation with engineers, and the data can be used to run milling machines that make physical models quickly and precisely. The automaker expects to decrease the turnaround time for designing a new automobile model (from configuration to final design) by 25%. The expected savings in dollars is $272,000 per year. The training and operations and maintenance cost for the new system is expected to be $45,000 per year. The system has a five-year useful life and can be depreciated according to the five-year MACRS class. The system will have an estimated salvage value of $3,700. The automaker's marginal tax rate is 34.6%. Compute the rate of return of the project. Enter your answer as a percentage between 0 and 100

Explanation / Answer

1.

Cost Of Machine = $164,000

Loan (Taken for 3yrs) = $82,000

Rate Of Interest = 6.9% per year

Inetrest on Loan will be

Inetrest = Principal x Rate Of Interest x Time

For 1st Year

Interest = $82,000 x 6.9% x 1 yr

Interest = $5658 for 1st year

2nd year

Interest = $82,000 x 6.9% x 2 yr

Interest = $11316 for 2nd year

3rd year

Interest = $82,000 x 6.9% x 3 yr

Interest = $16974 for 3rd year

Now,

Saved Labour Cost by using machine is $35,000 per year

Depriciation per year is $10,000

Machine is used for 5 year

Taxable Income for the Income Statement for 5 years is a below

Hence

The Taxable Income for 5 years is

$183,342 for 1st year

$167,684 for 2nd year

$152,026 for 3rd year

$159,000 for 4th year

$149,000 for 5th year

INCOME STATEMENT FOR 1ST YEAR Particulars Amount Amount Revenues Machine $164,000 Labour Cost Saved $35,000 Total Revenue $199,000 Expenses Interest Expence $5,658 Depriciation $10,000 Total Expences $15,658 Net Income $183,342