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How do you compute the effective interest rate? Please show it step by step. I g

ID: 2553263 • Letter: H

Question

How do you compute the effective interest rate? Please show it step by step. I got 11.8696 arithmetically.

Devon Harris Company sells 10% bonds having a maturity value E14-6 (LO 1) (Amortization Schedule-Straight-line) of $2,000,000 for $1,855,816. The bonds are dated January 1,2017, and mature January 1, 2022. Interest is payable annually on January 1 Instructions Set up a schedule of interest expense and discount amortization under the straight-line method. (Round answers to the nearest cent.) E14-7 (LO (Amortization Schedule-Effective-Intere Assume the same information as E14-6. Instructions Hint: The effective-interest Set up a schedule of interest expense and discount amortization under the effective-interest method. rate must be computed.)

Explanation / Answer

Set up a schedule of interest expense and discount amortization under straight line method:

Year

Cash paid [2000000*10%]

Discount amortized [2000000-1855816]/5

Interest expense

Carrying amount of bonds

[1]

[2]

[3]=[1+2]

[4]

Jan 1 2017

1855816

Dec 31 2017

200000

28836.8

228836.8

1884652.8

Dec 31 2018

200000

28836.8

228836.8

1913489.6

Dec 31 2019

200000

28836.8

228836.8

1942326.4

Dec 31 2020

200000

28836.8

228836.8

1971163.2

Dec 31 2021

200000

28836.8

228836.8

2000000

Set up a schedule of interest expense and discount amortization under Effective interest method:

Year

Cash paid [2000000*10%]

Interest expense

Discount amortized

Carrying amount of bonds

[1]

[2] = 4*12%

[3] = 2-1

[4]

Jan 1 2017

1855816

Dec 31 2017

200000

222697.92

22697.92

1878513.92

Dec 31 2018

200000

225421.67

25421.67

1903935.59

Dec 31 2019

200000

228472.27

28472.27

1932407.86

Dec 31 2020

200000

231888.94

31888.94

1964296.80

Dec 31 2021

200000

235715.62

35703.20

2000000.00

1855816*0.12 =$22697.92

Set up a schedule of interest expense and discount amortization under straight line method:

Year

Cash paid [2000000*10%]

Discount amortized [2000000-1855816]/5

Interest expense

Carrying amount of bonds

[1]

[2]

[3]=[1+2]

[4]

Jan 1 2017

1855816

Dec 31 2017

200000

28836.8

228836.8

1884652.8

Dec 31 2018

200000

28836.8

228836.8

1913489.6

Dec 31 2019

200000

28836.8

228836.8

1942326.4

Dec 31 2020

200000

28836.8

228836.8

1971163.2

Dec 31 2021

200000

28836.8

228836.8

2000000

Set up a schedule of interest expense and discount amortization under Effective interest method:

Year

Cash paid [2000000*10%]

Interest expense

Discount amortized

Carrying amount of bonds

[1]

[2] = 4*12%

[3] = 2-1

[4]

Jan 1 2017

1855816

Dec 31 2017

200000

222697.92

22697.92

1878513.92

Dec 31 2018

200000

225421.67

25421.67

1903935.59

Dec 31 2019

200000

228472.27

28472.27

1932407.86

Dec 31 2020

200000

231888.94

31888.94

1964296.80

Dec 31 2021

200000

235715.62

35703.20

2000000.00

1855816*0.12 =$22697.92

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