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Byran Leasing Company signs an agreement on January 1, 2017, to lease equipment

ID: 2521497 • Letter: B

Question

Byran Leasing Company signs an agreement on January 1, 2017, to lease equipment to Cole Company. The following information relates to this agreement.

Assuming the lessor desires a 11% rate of return on its investment, calculate the amount of the annual rental payment required. (Round present value factor calculations to 5 decimal places, e.g. 1.25124 and the final answer to 0 decimal places e.g. 58,971.)

$__________________

Prepare an amortization schedule that would be suitable for the lessor for the lease term. (Round answers to 0 decimal places e.g. 58,971.)

Prepare all of the journal entries for the lessor for 2017 and 2018 to record the lease agreement, the receipt of lease payments, and the recognition of income. Assume the lessor’s annual accounting period ends on December 31. (Credit account titles are automatically indented when amount is entered. Do not indent manually. If no entry is required, select "No Entry" for the account titles and enter 0 for the amounts.)

1. The term of the noncancelable lease is 6 years with no renewal option. The equipment has an estimated economic life of 6 years. 2. The cost of the asset to the lessor is $303,000. The fair value of the asset at January 1, 2017, is $303,000. 3. The asset will revert to the lessor at the end of the lease term, at which time the asset is expected to have a residual value of $167,097, none of which is guaranteed. 4. Cole Company assumes direct responsibility for all executory costs. 5. The agreement requires equal annual rental payments, beginning on January 1, 2017. 6. Collectibility of the lease payments is reasonably predictable. There are no important uncertainties surrounding the amount of costs yet to be incurred by the lessor. Lease Amortization Schedule Annual Lease Payment Plus Interest on Lease Recovery of Lease Date URV Receivable Receivable Lease Receivable 1/1/20 1/1/21 1/1/22 12/31/22

Explanation / Answer

Present value of residual value at the end of 6th year

Residual value

167097

PV factor @11% pa

0.53464

Present value of residual value (167097 x 0.5346408)

89336.88

Fair value of the leased asset

303000

Less: Present value of residual value

89336.88

Amount to be recovered from lease rental (303000 - 89336.88)

213663.12

PV factor for year 1 to 6 @11% pa.

4.69590

Annual lease rental should be (213663.12 / 4.69)

45499.96

Working note:

The amount to be recovered from lease rental, i.e. $213,663.12 has been divided by 4.69. This is 4.69 is the aggregate of present value factor from year 0 to 5. The reason that year 0 to 5 has been taken is because te lease payments have been made at the beginning of the year.     

Present value factor calculation:

Year

Present value factor @11% pa.

0

1

1

0.90090

2

0.81162

3

0.73119

4

0.65873

5

0.59345

6

0.53464

Date

Annual lease rent plus URV

Interest on lease receivable @11%

Recovery of lease receivable

Lease receivable

01-01-17

303000

303000

01-01-17

45499.96

0

45499.96

257500.04

01-01-18

45499.96

28325.005

17174.95

240325.09

01-01-19

45499.96

26435.76

19064.20

221260.89

01-01-20

45499.96

24338.698

21161.26

200099.63

01-01-21

45499.96

22010.959

23489.00

176610.63

01-01-22

45499.96

19427.169

26072.79

150537.84

31-12-22

167097.00

16559.16

150537.84

440096.75

137096.75

303000.00

Journal entries in the books of the Lessor, i.e. Byran Leasing Company.

Date

Account titles and explanations

Debit ($)

Credit ($)

01-01-17

Cole Company

213663.12

Equipment on lease

213663.12

(Being equipment provided on lease)

Bank

45499.96

Cole Company

45499.96

(Being first lease payment received)

31-12-17

Cole Company

28325.005

Interest on lease

28325.005

(Being interest on amount due recorded)

Interest on lease

28325.005

Profit and loss account

28325.005

(Being interest credited to profit and loss account)

01-01-18

Bank

45499.96

Cole Company

45499.96

             

(Being first lease payment received)

Present value of residual value at the end of 6th year

Residual value

167097

PV factor @11% pa

0.53464

Present value of residual value (167097 x 0.5346408)

89336.88

Fair value of the leased asset

303000

Less: Present value of residual value

89336.88

Amount to be recovered from lease rental (303000 - 89336.88)

213663.12

PV factor for year 1 to 6 @11% pa.

4.69590

Annual lease rental should be (213663.12 / 4.69)

45499.96