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1. With interest at 10%, what is the benefit-cost ratio for this government proj

ID: 2506089 • Letter: 1

Question

1. With interest at 10%, what is the benefit-cost ratio for this government project?

Enter your answer as follow: 12.34






2.

You borrow $10,000 at 15% per year and will pay off the loan in three equal annual payments with the first occurring at the end of the fourth year after the loan is made. The three equal annual payments will be $6,661.08. Which of the following is true for your first payment at the end of year 4?

Interest = $656.97
Principal = $4,379.77

Interest = $1,983.75
Principal = $3,808.50

Interest = $868.84
Principal = $5,792.25

Interest = $1,725.00
Principal = $3,311.74

Interest = $6,661.08
Principal = $0

Interest = $1,500.00
Principal = $5,161.08

Interest = $2,281.31
Principal = $4,379.77

Interest = $1,412.48
Principal = $4,379.77

Interest = $1,624.35
Principal = $5,036.74

Interest = $0.00
Principal = $6,661.08

Initial Cost $206,148 Additional costs at the end of year 1 and year 2 $26,334/year Benefits at end of year 1 and year 2 $0/year Annual benefits at end of year 3 through year 10 $107,609/year

Explanation / Answer

1.

PV of the total cost incurred = 206148+(26334/1.1)+(26334/1.1^2) = 251851.64


PV of total benefit = (107609/1.1^3)+(107609/1.1^4)+(107609/1.1^5)+(107609/1.1^6)+(107609/1.1^7)+(107609/1.1^8)+(107609/1.1^9)+(107609/1.1^10) = 474451.30


B-C ratio = 474451.30/251851.64 = 1.884


2.


total amount accumulated at the end of 4th yr = 10000*1.15^4 = 17490.06


therefore the entire amount will be paid as interest = 6661.08

principal paid = 0