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Foyert Corp. requires a minimum $7,700 cash balance. If necessary, loans are tak

ID: 2488402 • Letter: F

Question

Foyert Corp. requires a minimum $7,700 cash balance. If necessary, loans are taken to meet this requirement at a cost of 2% interest per month (paid monthly). Any excess cash is used to repay loans at month-end. The cash balance on October 1 is $7,700 and the company has an outstanding loan of $3,700. Forecasted cash receipts (other than for loans received) and forecasted cash payments (other than for loan or interest payments) Prepare a cash budget for October, November, and December. (Enter your "Interest on bank loan' answer to whole dollar amount.)

Explanation / Answer

Solution :

Cash Budget

october

november

december

Begining cash balance

        7,700

             7,700

             7,700

cash receipts

      23,700

           17,700

           21,700

Total cash available

      31,400

           25,400

           29,400

cash disbursement

      26,550

           16,700

           14,300

interest on bank loan

              74

                 132

                 115

Preliminary cash balance

        4,776

             8,568

           14,984

Additional loan (Repayment)

        2,924

-               868

-           5,756

Ending cash balance

        7,700

             7,700

             9,228

Loan balance

Loan balance - begining of month

        3,700

             6,624

             5,756

Additional loan (Repayment)

        2,924

-               868

-           5,756

Loan balance - end of month

        6,624

             5,756

                    -  

Cash Budget

october

november

december

Begining cash balance

        7,700

             7,700

             7,700

cash receipts

      23,700

           17,700

           21,700

Total cash available

      31,400

           25,400

           29,400

cash disbursement

      26,550

           16,700

           14,300

interest on bank loan

              74

                 132

                 115

Preliminary cash balance

        4,776

             8,568

           14,984

Additional loan (Repayment)

        2,924

-               868

-           5,756

Ending cash balance

        7,700

             7,700

             9,228

Loan balance

Loan balance - begining of month

        3,700

             6,624

             5,756

Additional loan (Repayment)

        2,924

-               868

-           5,756

Loan balance - end of month

        6,624

             5,756

                    -  

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