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1. You invest $100,000 at 10% for 1 years. How much will you have? and how much

ID: 2445556 • Letter: 1

Question

1. You invest $100,000 at 10% for 1 years. How much will you have? and how much interest will you earn? 2. You want $300,000 in 10 years. If you can earn 10%, how much do you have to invest (one amount) today? and how much interest will you earn? 3. You want to invest a part of your $200,000 inheritage. You want to receive $10,000 a year each year for 20 years. How much do you have to invest now if you can negotiate a 6% return on your investment? 4. You want to invest a part of your $200,000 inheritage --$150,000. How much will you receive each year, for 20 years if you negotiate a 6% return on your investment?? How much of this is interest?

Explanation / Answer

1. You invest $100,000 at 10% for 1 years. How much will you have? and how much interest will you earn?

Amount will you have after 1 years = 100000*(1+10%)^1

Amount will you have after  1 years = 110000

Interest  will you earn  after  1 years = 110000-100000

Interest  will you earn  after  1 years = $ 10000

2. You want $300,000 in 10 years. If you can earn 10%, how much do you have to invest (one amount) today? and how much interest will you earn?

Investment Required = Amount /(1+r)^n

Investment Required = 300000/(1+10%)^10

Investment Required = $ 115,662.99

Interest Earned = 300000-115662.99

Interest Earned = $ 184,337.01

3. You want to invest a part of your $200,000 inheritage. You want to receive $10,000 a year each year for 20 years. How much do you have to invest now if you can negotiate a 6% return on your investment?

Amount to be invested = Annual Payment *(1-(1+r)^-n)/r

Amount to be invested = 10000*(1-(1+6%)^-20)/6%

Amount to be invested = $ 114,699.21

4. You want to invest a part of your $200,000 inheritage --$150,000. How much will you receive each year, for 20 years if you negotiate a 6% return on your investment?? How much of this is interest?

Annual Payment would be recieved = Initial Investment/((1-(1+r)^-n)/r)

Annual Payment would be recieved = 150000/((1-(1+6%)^-20)/6%)

Annual Payment would be recieved = $ 13077.68

Interest would be in Annual Payment = Annual Payment would be recieved  - Amount invested/20

Interest would be in Annual Payment = 13077.68 - 150000/20

Interest would be in Annual Payment = $ 5577.68