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THE BUSINESS SITUATION Greetings Inc. stores, as well as the Wall Décor division

ID: 2428512 • Letter: T

Question

THE BUSINESS SITUATION

Greetings Inc. stores, as well as the Wall Décor division, have enjoyed healthy profitability

during the last two years. Although the profit margin on prints is often

thin, the volume of print sales has been substantial enough to generate 15% of

Greetings’ store profits. In addition, the increased customer traffic resulting from

the prints has generated significant additional sales of related non-print products.

As a result, the company’s rate of return has exceeded the industry average during

this two-year period. Greetings’ store managers likened the e-business leverage created

by Wall Décor to a “high-octane” fuel to supercharge the stores’ profitability.

This high rate of return (ROI) was accomplished even though Wall Décor’s

venture into e-business proved to cost more than originally budgeted. Why was

it a profitable venture even though costs exceeded estimates? Greetings stores

were able to generate a considerable volume of business for Wall Décor. This

helped spread the high e-business operating costs, many of which were fixed,

across many unframed and framed prints. This experience taught top management

that maintaining an e-business structure and making this business model

successful are very expensive and require substantial sales as well as careful

monitoring of costs.

Wall Décor’s success gained widespread industry recognition. The business

press documented Wall Décor’s approach to using information technology to increase

profitability. The company’s CEO, Robert Burns, has become a frequent

business-luncheon speaker on the topic of how to use information technology to

offer a great product mix to the customer and increase shareholder value. From

the outside looking in, all appears to be going very well for Greetings stores and

Wall Décor.

However, the sun is not shining as brightly on the inside at Greetings. The

mall stores that compete with Greetings have begun to offer prints at very competitive

prices. Although Greetings stores enjoyed a selling price advantage for a

few years, the competition eventually responded, and now the pressure on selling

price is as intense as ever. The pressure on the stores is heightened by the fact

that the company’s recent success has led shareholders to expect the stores to

generate an above-average rate of return. Mr. Burns is very concerned about how

the stores and Wall Décor can continue on a path of continued growth.

Fortunately, more than a year ago, Mr. Burns anticipated that competitors

would eventually find a way to match the selling price of prints. As a consequence,

he formed a committee to explore ways to employ technology to further

reduce costs and to increase revenues and profitability. The committee is comprised

of store managers and staff members from the information technology,

case 4

CA-14

Greetings Inc.: Capital Budgeting

Developed by Thomas L. Zeller, Loyola University Chicago, and Paul D. Kimmel,

University of Wisconsin–Milwaukee

cases 1 Cases for Management Decision Making Greet ings CA-15

marketing, finance, and accounting departments. Early in the group’s discussion,

the focus turned to the most expensive component of the existing business

model—the large inventory of prints that Wall Décor has in its centralized warehouse.

In addition, Wall Décor incurs substantial costs for shipping the prints

from the centralized warehouse to customers across the country. Ordering and

maintaining such a large inventory of prints consumes valuable resources.

One of the committee members suggested that the company should pursue a

model that music stores have experimented with, where CDs are burned in the

store from a master copy. This saves the music store the cost of maintaining a

large inventory and increases its ability to expand its music offerings. It virtually

guarantees that the store can always provide the CDs requested by customers.

Applying this idea to prints, the committee decided that each Greetings store

could invest in an expensive color printer connected to its online ordering system.

This printer would generate the new prints. Wall Décor would have to pay a royalty

on a per print basis. However, this approach does offer certain advantages.

First, it would eliminate all ordering and inventory maintenance costs related to

the prints. Second, shrinkage from lost and stolen prints would be reduced.

Finally, by reducing the cost of prints for Wall Décor, the cost of prints to

Greetings stores would decrease, thus allowing the stores to sell prints at a lower

price than competitors. The stores are very interested in this option because it

enables them to maintain their current customers and to sell prints to an even

wider set of customers at a potentially lower cost. A new set of customers means

even greater related sales and profits.

As the accounting/finance expert on the team, you have been asked to perform

a financial analysis of this proposal. The team has collected the information

presented in Illustration CA 4-1.

case 4 Available Data Amount

Cost of equipment (zero residual value) $800,000

Cost of ink and paper supplies (purchase immediately) 100,000

Annual cash flow savings for Wall Décor 175,000

Annual additional store cash flow from increased sales 100,000

Sale of ink and paper supplies at end of 5 years 50,000

Expected life of equipment 5 years

Cost of capital 12%

Illustration CA 4-1

Information about the

proposed capital

investment project

Instructions

Mr. Burns has asked you to do the following as part of your analysis of the capital

investment project.

1. Calculate the net present value using the numbers provided. Assume that annual cash

flows occur at the end of the year.

2. Mr. Burns is concerned that the original estimates may be too optimistic. He has suggested

that you do a sensitivity analysis assuming all costs are 10% higher than expected

and that all inflows are 10% less than expected.

3. Identify possible flaws in the numbers or assumptions used in the analysis, and identify

the risk(s) associated with purchasing the equipment.

4. In a one-page memo, provide a recommendation based on the above analysis.

Include in this memo: (a) a challenge to store and Wall Décor management and

(b) a suggestion on how Greetings stores could use the computer connection for related

sales.

 

Explanation / Answer

Dear All,

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