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Featured Exercise Willet Company provides the following information on a capital

ID: 2420185 • Letter: F

Question

Featured Exercise

Willet Company provides the following information on a capital-budgeting project:

Net initial investment

$100,000

Estimated useful life

4 years

Estimated before-tax annual cash flow from operations

$33,000

Estimated terminal disposal value

$7,000

Required rate of return

12%

Income tax rate

30%

Willet uses straight-line depreciation and ignores the terminal disposal value in computing depreciation for tax purposes.

Compute present values in this exercise by using either the tables in Appendix A at the back of the textbook or a calculator.

For this project:

a.         Compute NPV.

b.         Compute IRR (to the nearest tenth of a percent).

c.         Compute payback.

Explanation / Answer

Computation NPV

Items and computations

Year(s)

Amount

Tax effect

After-tax cash flows

12% Factor

Present value of flows

Net initial investment

0

      (100,000)

0

(100,000)

1

                         (100,000)

Operating Cash flows

1-4

           33,000

0.7

     23,100

3.0373493

                             70,163

Depreciation

1-4

             8,250

0.3

       2,475

3.0373493

                                7,517

Terminal Value

4

             7,000

0.7

       4,900

0.6355181

                                3,114

Net Present Value

                           (19,206)

Computation of IRR

Let us try with 14%

Year

Amount

PV Factor @ 14%

PV

0

        (100,000)

1

                        (100,000)

1

             33,000

0.8772

                             28,947

2

             33,000

0.7695

                             25,392

3

             33,000

0.6750

                             22,274

4

             40,000

0.5921

                             23,683

NPV 1

                                   297

As it is positive let us try with 15%

1.15

Year

Amount

PV Factor @ 15%

PV

0

        (100,000)

1

                        (100,000)

1

             33,000

0.8696

                             28,696

2

             33,000

0.7561

                             24,953

3

             33,000

0.6575

                             21,698

4

             40,000

0.5718

                             22,870

NPV 2

                             (1,783)

IRR Formula

   R1+[NPV1 x (R2-R1)/(NPV1-NPV2)]

=14 % +[297 x (15%-14%) /(297-(-1783))

=14% +[ 2.97/2080]

=14% + 0.14

=14.14%

Computation of Payback period

Year

Cash flow

Cumulative Cash flow

                 -  

                        (100,000)

                           (100,000)

1

                             33,000

                             (67,000)

2

                             33,000

                             (34,000)

3

                             33,000

                                (1,000)

4

                             40,000

                                39,000

Payback period=3+[1,000/40,000]

                            =3+ 0.025

                             =3.025 years

Items and computations

Year(s)

Amount

Tax effect

After-tax cash flows

12% Factor

Present value of flows

Net initial investment

0

      (100,000)

0

(100,000)

1

                         (100,000)

Operating Cash flows

1-4

           33,000

0.7

     23,100

3.0373493

                             70,163

Depreciation

1-4

             8,250

0.3

       2,475

3.0373493

                                7,517

Terminal Value

4

             7,000

0.7

       4,900

0.6355181

                                3,114

Net Present Value

                           (19,206)