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Derive the probability distribution of the 1-year HPR on a 30-year U.S. Treasury

ID: 2383182 • Letter: D

Question

Derive the probability distribution of the 1-year HPR on a 30-year U.S. Treasury bond with an 3.5% coupon if it is currently selling at par and the probability distribution of its yield to maturity a year from now is as follows: (Assume the entire 3.5% coupon is paid at the end of the year rather than every 6 months. Assume a par value of $100.)

Economy Probability YTM Price Capital Gain Coupon Interest HPR   Boom 0.25 12.0 % $ $ $ %   Normal Growth 0.40 10.0 % $ $ $ %   Recession 0.35 9.0 % $ $ $ %

Explanation / Answer

Boom

Price = pv(rate,nper,pmt fv)

rate = 12%

nper (no of year left to maturity) = (30-1) = 29

pmt (coupon) = 3.5%*100 = 3.5

fv (maturity value) = 100

Price = pv(12%,29,3.5,100)

Price = $ 31.81

Capital Gain = Price from 1 year now - current price

Capital Gain = 31.81 - 100

Capital Gain = -68.19

Coupon Interest = 100*3.5%

Coupon Interest = 3.5

HPR = (Coupon Interest + Capital Gain )/Purchase Price

HPR = (3.5 + -68.19)/100

HPR = -64.69%

Normal Growth

Price = pv(rate,nper,pmt fv)

rate = 10%

nper (no of year left to maturity) = (30-1) = 29

pmt (coupon) = 3.5%*100 = 3.5

fv (maturity value) = 100

Price = pv(10%,29,3.5,100)

Price = $ 39.10

Capital Gain = Price from 1 year now - current price

Capital Gain = 39.10 - 100

Capital Gain = -60.90

Coupon Interest = 100*3.5%

Coupon Interest = 3.5

HPR = (Coupon Interest + Capital Gain )/Purchase Price

HPR = (3.5 -60.90)/100

HPR = -57.40%

Recession

Price = pv(rate,nper,pmt fv)

rate = 9%

nper (no of year left to maturity) = (30-1) = 29

pmt (coupon) = 3.5%*100 = 3.5

fv (maturity value) = 100

Price = pv(9%,29,3.5,100)

Price = $ 43.91

Capital Gain = Price from 1 year now - current price

Capital Gain = 43.91 - 100

Capital Gain = -56.09

Coupon Interest = 100*3.5%

Coupon Interest = 3.5

HPR = (Coupon Interest + Capital Gain )/Purchase Price

HPR = (3.5 -56.09)/100

HPR = -52.59%

Economy Probability YTM Price Capital Gain Coupon Interest HPR   Boom 0.25 12%      31.81 -68.19                   3.50 -64.69%   Normal Growth 0.4 10%      39.10 -60.90                   3.50 -57.40%   Recession 0.35 9%      43.91 -56.09                   3.50 -52.59%
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