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1) Mr. Jones deposited $10,000 cash into his account at Bank A. If the required

ID: 1202184 • Letter: 1

Question

1) Mr. Jones deposited $10,000 cash into his account at Bank A. If the required reserve ratio is 10%, Bank A has to keep _____in the form of required reserves and can make a loan equal to_____.

a. $500, $9,500

b. $1,000; $10,000

c. $1,000; $9,000

d, $10,000; $0

2. If the required reserve ratio is $20, the banking system has total reserves in the amount of $40 billion, there are no currency leakages, and each bank makes loans until excess reserves equal zero, then total checkable deposits for the banking system will equal:

a. $20 billion

b. $40 billion

c. $200 billion

d. $400 billion

3. If the required reserve ratio decreases from 12.5 percent to 10 percent:

a. potential deposit expansion decreases.

b. potential deposit expansion increases.

c. the simple deposit multiplier decreases from 12.5 to 10

d. the simple deposit multiplier increases from 10 to 12.5

Explanation / Answer

1) c. $1,000; $9,000.

2) c. $200 billion.

3) b. potential deposit expansion increases.

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