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1. You have purchased a construction equipment to start your grading business. T

ID: 1195770 • Letter: 1

Question

1.

You have purchased a construction equipment to start your grading business. The equipment cost $80,000 and you negotiated a financing package without paying any down payment. The term of the loan is as follows: interest rate at 10% per year, payment is due once a year at the end of each year, the loan is amortized for 10 years, but the unpaid balance (balloon payment) is due at the end of the fifth year. Use and show the amortization schedule to calculate the total interest paid during the 5-year period and the size of the balloon payment after the payment of the end of Year 5, (25%, show all calculations)

2.

Use Annual Worth Analysis to evaluate the following two mutually exclusive projects.

Your MARR is 10% per year and select one of the two. (25%, show calculations)

                                                            Project A                                 Project B

Initial Cost, $                                       -100,000                                  -200,000

Annual Revenue                                  60,000                                   90,000

Annual Cost                                        -10,000                                    -20,000

Lift, Years                                                  3                                             4

3.

Apply incremental B/C analysis at an interest rate of 10% per year to determine which alternative should be selected. Use a 10-year study period. (25%, show calculations)

                                                            Project A                                 Project B

Initial Cost, $                                       500,000                                   750,000

Annual Cost                                         40,000                                   60,000

Additional Cost at

End of Year 8                                      20,000                                     40,000

Annual Benefit, $                                185,000                                   250,000

Explanation / Answer

1. You have purchased a construction equipment to start your grading business. T