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be marked incorrect Multiple Guess: Choose the one alternative that best complet

ID: 1109564 • Letter: B

Question

be marked incorrect Multiple Guess: Choose the one alternative that best completes the statement or answers the question Value 60 points First-Charter Bank- Liabilities Assets Reserves $1,200 Deposits Loans Total $500 Net Worth $1,700 Total Table 1: Balance Sheet for First Charter Bank 1. Refer to Table 1·The required reserve ratio is 10%. If the First Charter Bank is meeting its reserve requirement and has no excess reserves, its loans equal A. $1,080 $1,530 C. $1,580 D. $1,700 A. S500 B.$1,200 ©$1,700 D.$3,400 its reserve requirement and has no excess reserves, its reserves equal 2. Refer to Table: 1. First Charter Bank's total assets are 2. 3. Refer to Table: 1. The required reserve ratio is 10%. If the First Charter Bank is meeting 3. B.$70. $120. A. S50. D.$170. Price per Unit in: Units Purchased 2009 2010 2011 2012 Blueberries Pineapples Cheese $2.00 92.00 $2.10 $2.40 $2.00 $2.50 $2.50 $3.00 $2.50 83.00 $3.50 $4.00 Table 2: Food-Lover's Inflation Basket 4. Refer to Table: 2. Suppose 2011 is the base year. The price index in 2010 is 942. B. 97.4, C. 106.1. D. 123.0. 5. Refer to Table: 2. If 2011 is the base year, the inflation rate between 2010 and 2011 is 9.4%. A. 4%. B. 5.8%. C. 6.2%,

Explanation / Answer

1. Loan = Deposits - Minimum reserve requirement = 1200 - 10% of 1200 = 1200 - 120 = 1080

Answer is a) $ 1080

2. Total assets = 1200 + 500 = $ 1700

Answer is c) $ 1,700

3. Reserves = 10% of deposits = 10% of 1200 = $ 120

Answer is c) $ 120

4. Price index = Current period price of the basket / Base period price of the basket x 100

= [8 x 2 + 5 x 2.50 + 3 x 3] / [8 x 2.10 + 5 x 2.50 + 3 x 3.50] x 100

= (16 + 12.5 + 9)/(16.8 + 12.50 + 10.50) x 100

= 37.5/39.8 x 100 = 94.22

Answer is a) 94.2

5. Price index of 2011 = Current period price of the basket / Base period price of the basket x 100

= [8 x 2.10 + 5 x 2.50 + 3 x 3.50] / [8 x 2.10 + 5 x 2.50 + 3 x 3.50] x 100 = 100

Inflation rate = (Price index in 2011 - Price index in 2010)/Price index in 2010 x 100

= (100 - 94.2)/100 x 100 = 5.8%

Answer is B) 5.8%