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5. Family Motors Inc. has the following capital. Debt: The firm issued 1000, 30

ID: 456284 • Letter: 5

Question

5. Family Motors Inc. has the following capital. Debt: The firm issued 1000, 30 year bonds ten years ago which were sold at a par value of $1,000. The bonds carry a coupon rate of 8%, but are currently selling to yield new buyers 12%. Preferred Stock: 4,000 shares of 10% preferred were sold 12 years ago at a par value of $60. They’re now priced to yield 12%. Equity: The firm got started with the sale of 12,000 shares of common stock at $120 per share. Since that time earnings of $800,000 have been retained. The stock is now selling for $100. Family’s business plan for next year projects net income of $300,000, half of which will be retained. The firm’s marginal tax rate is 25% including federal and state obligations. It pays flotation costs of 10% on all new stock issues. Family is expected to grow at a rate of 5% indefinitely and recently paid an annual dividend of $5.00. Develop Family’s WACC before and after the retained earnings break and indicate how much capital will have been raised when the break occurs. First develop the market based capital structure by valuing the capital components:

Debt:

Preferred:

Equity:

The market value based capital structure is then

Total capital contribution Weight

Debt

Preferred Stock

Equity Capital

Total Next

develop the capital component costs.

Debt:Cost of debt = kd(1-T) = __________________________________________________________

Preferred:Cost of preferred = kp / (1-f) = _________________________________________________

Equity from RE: ke = [D0(1+g) / P0] + g = _________________________________________________

Equity from new stock: ke = [D0(1+g) / P0(1-f)] + g = __________________________________________ _____________________________________________________________________________________

WACC calculations:

Before the break

Mix Cost Factor

Debt

Preferred Stock

Equity Capital

Total

After the break

Mix Cost Factor

Debt

Preferred Stock

Equity Capital

Total

Calculate the break point Planned RE =

Explanation / Answer

Preferred: Each preferred share pays a dividend of

$60 x 0.12 = $7.2.

And is valued at

$7.2 / .12 = $60

Equity: Simply multiply the number of shares outstanding by the stock’s market price for the market

value of equity

10,000 x $100.00 = $1000000,000

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