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PART B: TRUE OR FALSE: For each of the following questions, please insert “True”

ID: 447073 • Letter: P

Question

PART B: TRUE OR FALSE: For each of the following questions, please insert “True” OR “False” (One point each 20 – points total):

_____ERISA requires all employers with 50 or more employees to have pension plans.

_____ ERISA requires employees to contribute to all employer sponsored pension plans.

_____ ERISA law governs Unemployment and Worker’s Compensation benefits.

_____ ERISA allows employers to change and / or terminate pension plans.

_____ All employers may force employees to retire at age 65.

_____ ESOP is a plan that allows employers to set aside stock for their employees as a piece of the retirement program.

_____ 401K and 403B retirement plans are defined benefit plans.

_____ Vacation, sick time pay, and holiday pay are mandatory benefits.

_____ Time off for jury duty and military duty is mandatory.

_____ Pay for time off for jury duty and military duty is mandatory.

_____ An employee who is called to military duty must receive a COBRA notice for his / her health care benefits (if covered prior to the military duty requirement).

_False____ Funeral time is a mandatory benefit.

_____ Payment for time-off under FMLA is required.

_____ Only employers with more than 100 employees must comply with FMLA.

_____ Unemployment compensation benefits in Pennsylvania are voluntary.

_____ In Pennsylvania, employees who are terminated from employment will always collect unemployment.

_____ In Pennsylvania, employees may appeal unemployment decisions to Commonwealth Court.

_____ All employees receive the same unemployment pay (if eligible), regardless of hours worked and pay rate.

_____ An employee who quits his / her job without a compelling reason is eligible for unemployment.

_____COBRA, HIPAA and ERISA were all repealed last week and no longer apply.

Explanation / Answer

B.

1.

Correct Answer:

False

Explanation:

ERISA is the law that does not require employers to establish a pension plan. But, if a pension plan is established by an employer, then it will be regulated by ERISA to maintain the standards.

2.

Correct Answer:

False

Explanation:

No, ERISA does not forces employees to participate in all employer’s retirement plans.

3.

Correct Answer:

False

Explanation:

No, ERISA does not govern unemployment and worker compensation benefits. ERISA regulates retirement plan if established by employers and related plans.

4.

Correct Answer:

True

Explanation:

Yes, Employers can change or terminate the pension plan. But, benefits already contributed can not be withdrawn.