Academic Integrity: tutoring, explanations, and feedback — we don’t complete graded work or submit on a student’s behalf.

Java 5.18 Modified Compound Interest Program- Modify the application in Fig 5.6

ID: 3684877 • Letter: J

Question

Java 5.18 Modified Compound Interest Program- Modify the application in Fig 5.6 to use only integers to calculate the compound interest.[Hint: Treat all monetary amounts as integral numbers of pennies. Then break the result into its dollar and cents portions by using the division and remainder operations, respectively. Insert a period between the dollar and cents portion.]

Fig 5.6


public class Modified_Compound_Interest_Program {

   public static void main(String[] args) {

       double amount; //amount on deposit at end of each year
       double principal = 1000.0; //initial amount before interest
       double rate = 0.05; //interest rate
      
       //display headers
       System.out.printf("%s%20s%n", "Year", "Amount on deposit");
      
       //calculate amount on deposit for each of ten years
       for (int year = 1; year <= 10; ++year)
       {
           //calcualte new amount for specified year
           amount = principal * Math.pow(1.0 + rate, year);
          
           //display the year and the amount
           System.out.printf("%4d%,20.2f%n", year, amount);      
       }
   }
} // end of class

Explanation / Answer

step 1:

program : Compound interest in only integers

public class InterestInCents {

  public static void main(String[] args) {

    int amount; // amt on deposit at end of each year in cents

    double amtDouble; // result of calculation; will be converted to int

    int rate = 5; // interest rate of 5 cents

    int principal = 100000; // one hundred thousand cents

     

    // display headers

    System.out.println(" Compound Interest in Cents");

    System.out.printf("%s%20s ", "Year", "Amount on Deposit");

    // calculate amt on deposit for each of 10 years

    for (int year=1; year<=10; year++) {

      amtDouble = principal * Math.pow(1+rate, year);

      amount = (int) (Math.round(amtDouble));

      System.out.printf("%4d%, 22d ", year, amount);

       

    } // end for

    // Now break everything down to dollars

    System.out.println(" Compound Interest in Dollars ");

    System.out.printf("%s%20s ", "Year", "Amount on Deposit");

    for (int year=1; year<=10; year++) {

      amtDouble = principal * Math.pow(1+rate, year);

      amount = (int) (Math.round(amtDouble));

      int dollars = amount / 100;

      int cents = amount % 100;

     // System.out.printf("%4d%, 20.2f ", year, dollars + "." + cents);

      System.out.println(year + "     " + dollars + "." + cents);

    }

  }

}

Output:

Compound Interest in Cents

Year   Amount on Deposit

   1               600,000

   2             3,600,000

   3            21,600,000

   4           129,600,000

   5           777,600,000

   6           370,632,704

   7        -2,071,171,072

   8           457,875,456

   9        -1,547,714,560

  10          -696,352,768

Compound Interest in Dollars

Year   Amount on Deposit

1     6000.0

2     36000.0

3     216000.0

4     1296000.0

5     7776000.0

6     3706327.4

7     -20711710.-72

8     4578754.56

9     -15477145.-60

10     -6963527.-68

Hire Me For All Your Tutoring Needs
Integrity-first tutoring: clear explanations, guidance, and feedback.
Drop an Email at
drjack9650@gmail.com
Chat Now And Get Quote