Joe, a 27 yeark old man, was in a car accident in July 2012. He was paralyzed fr
ID: 326808 • Letter: J
Question
Joe, a 27 yeark old man, was in a car accident in July 2012. He was paralyzed from the neck down, and is now in a wheelchair. Joe graduated from college in June 2008 and got his first job in July 2008, with an annual starting salary of $30,000. Until the day of his accident, he continued to work for the same company, receiving annual salary increases. Is Joe eligible for Social Security disability insurance? Why or why not?
A. Yes, Joe is 27 and has four years of work credit when only three years of work credit is needed to be eligible.
B. No, Joe doesn't have enough work credit because he didn't begin his career until 2008.
C. No, Joe didn't make enough money during his years of employment.
D. Yes, Joe is currently insured because he has at least six quarters of coverage out of the last 13-quarter period.
Explanation / Answer
Answer is -
A. Yes, Joe is 27 and has four years of work credit when only three years of work credit is needed to be eligible.
Joe's age is 27 when he is seriously injured in a car accident, and based on his age, he should have earned atleast 12 work credits for 3 years of work(half of 6) and as he worked for 4 years, he has got enough work credit to be qualified for the benefits.
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