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1. A money machines that will pay $2,000 per year for 20 year is worth $ ____ to

ID: 2821060 • Letter: 1

Question

1. A money machines that will pay $2,000 per year for 20 year is worth $ ____ today. Assume a 5% interest rate and that the first payment is made one year from today.

2. you will deposit $200 per year for 15 years into an account that earns 4%. the first deposit is made next year. How much will be in the account 15 years from today?

3. If you are willing to pay $1 800 today to receive $70 per year forever, then your required rate of return must be __%. Assume the first payment is recived one year from today.

Explanation / Answer

1.Present value of annuity=Annuity[1-(1+interest rate)^-time period]/rate

=$2000[1-(1.05)^-20]/0.05

=$2000*12.46221034

which is equal to

=$24924.42(Approx).

2.Future value of annuity=Annuity[(1+rate)^time period-1]/rate

=$200[(1.04)^15-1]/0.04

=$200*20.02358764

which is equal to

=4004.72(Approx).

3.

Required rate of return=Annual inflows/Present value

=(70/1800)

which is equal to

=3.89%(Approx).