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ultles CONTENT FEEDBACK Question Annuity A requires annual contributions over 5

ID: 2816469 • Letter: U

Question

ultles CONTENT FEEDBACK Question Annuity A requires annual contributions over 5 years and pays 5% annual interest. Annuities B and C have the same interest rate and annual contributions, but have a term of 10 and 30 years respectively. Each annuity has $50, 000 in it at the end of its term. Which of the following answers correctly lists all of the annuities that have a greater amount of interest in them than the sum of contributions over their term? Select the correct answer below: O Annuity C O Annuity A O Annuity B O Annuity B and C Next

Explanation / Answer

Annuity A

Amount of annuity = Using PMT function in MS excel

PMT(5%,5,0,50000,0)

($9,048.74)

present value of annuity payment =Using PV function in MS excel

PV(5%,5,-9048.74,0,0)

$39,176.31

amount of interest earned

50000-39176.31

$10,823.69

Annuity B

Amount of annuity = Using PMT function in MS excel

PMT(5%,10,0,50000,0)

($3,975.23)

present value of annuity payment =Using PV function in MS excel

$17,210.67

$17,210.66

amount of interest earned

50000-17210.67

$32,789.34

Annuity C

Amount of annuity = Using PMT function in MS excel

PMT(5%,30,0,50000,0)

($752.57)

present value of annuity payment =Using PV function in MS excel

$3,258.23

$3,258.24

amount of interest earned

50000-3258.24

$46,741.76

Answer is annuity B & C

Annuity A

Amount of annuity = Using PMT function in MS excel

PMT(5%,5,0,50000,0)

($9,048.74)

present value of annuity payment =Using PV function in MS excel

PV(5%,5,-9048.74,0,0)

$39,176.31

amount of interest earned

50000-39176.31

$10,823.69

Annuity B

Amount of annuity = Using PMT function in MS excel

PMT(5%,10,0,50000,0)

($3,975.23)

present value of annuity payment =Using PV function in MS excel

$17,210.67

$17,210.66

amount of interest earned

50000-17210.67

$32,789.34

Annuity C

Amount of annuity = Using PMT function in MS excel

PMT(5%,30,0,50000,0)

($752.57)

present value of annuity payment =Using PV function in MS excel

$3,258.23

$3,258.24

amount of interest earned

50000-3258.24

$46,741.76

Answer is annuity B & C